CFPB Consumer Complaint Profile

Collection Technology Incorporated

Consumers have filed 62 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

62
Total complaints
Mid-range
1
Last 12 months
85.5%
Timely response
Bottom quartile
26
States affected

The verdict

62 CFPB complaints put Collection Technology Incorporated at #1650 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 85.5%, the 13th percentile among companies with 100+ complaints.

#1650
of 3,843 companies by volume
85.5%
on time (13th pctile)
Debt collection
most-complained product
26
states with complaints
F
PlainCredit Trust Score
34/100
Collection Technology Incorporated · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 85.5%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Collection Technology Incorporated vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

85.5% Among the lowest higher than 13% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Collection Technology Incorporated timely response rate 85.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Federal student loan 27
Student loan - Federal student loan servicing 10
Debt collection - I do not know 9
Debt collection - Non-federal student loan 7
Student loan - Non-federal student loan 3
Debt collection - Federal student loan debt 3
Debt collection - Other debt 1
Debt collection - Private student loan debt 1
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Cont'd attempts collect debt not owed 13
2.False statements or representation 11
3.Communication tactics 8
4.Dealing with my lender or servicer 8
5.Improper contact or sharing of info 5
6.Taking/threatening an illegal action 5
7.Disclosure verification of debt 4
8.Struggling to repay your loan 2
9.Written notification about debt 2
10.Can't repay my loan 2

Complaints by Year

Year Complaints
2013 5
2014 20
2015 11
2016 15
2017 9
2018 1
2025 1

Complaints by State (Top 15)

Texas 9
Ohio 7
Arizona 6
California 4
Illinois 4
Pennsylvania 3
Georgia 3
North Carolina 3
Louisiana 2
Minnesota 2
Oregon 2
Florida 2
Michigan 2
Oklahoma 1
Washington 1

Company Responses

Closed with explanation 56
Closed 4
Untimely response 2

What the CFPB Complaint Record Shows for Collection Technology Incorporated

Collection Technology Incorporated carries 62 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 26 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Collection Technology Incorporated draw a 85.5% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 13% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Collection Technology Incorporated have?

Collection Technology Incorporated has 62 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Collection Technology Incorporated respond to complaints on time?

Collection Technology Incorporated's CFPB timely-response rate is 85.5%.

What product generates the most complaints for Collection Technology Incorporated?

"Debt collection" draws more CFPB complaints against Collection Technology Incorporated than any other product - see the full breakdown above.

What is the most common complaint issue with Collection Technology Incorporated?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about Collection Technology Incorporated; the full issue list with counts is above.

How do I file a complaint against Collection Technology Incorporated?

You can file a complaint against Collection Technology Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collection Technology Incorporated?

The CFPB has recorded complaints against Collection Technology Incorporated from 26 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Collection Technology Incorporated: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026