CFPB Consumer Complaint Profile

Cooper Health System

Behind the 11 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
0
Last 12 months
90.9%
Timely response
Bottom quartile
2
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Cooper Health System sits at #3589, with 11 complaints logged. On-time replies land at 90.9%, the 19th percentile for the 100+ complaint peer group.

#3589
of 3,843 companies by volume
90.9%
on time (19th pctile)
Debt collection
most-complained product
2
states with complaints
F
PlainCredit Trust Score
24/100
Cooper Health System · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Cooper Health System vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90.9% Among the lowest higher than 19% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Cooper Health System timely response rate 90.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 8
Debt collection - Medical 3

Top Issues

1.Attempts to collect debt not owed 6
2.Cont'd attempts collect debt not owed 2
3.Written notification about debt 1
4.Communication tactics 1
5.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2015 1
2016 1
2017 6
2018 3

Complaints by State (Top 15)

New Jersey 9
Pennsylvania 2

Company Responses

Closed with explanation 11

What the CFPB Complaint Record Shows for Cooper Health System

Cooper Health System carries 11 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 2 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Cooper Health System posts a 90.9% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 33.3% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Cooper Health System have?

Cooper Health System has 11 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Cooper Health System respond to complaints on time?

CFPB complaints against Cooper Health System draw a 90.9% timely-response rate inside the expected window.

What product generates the most complaints for Cooper Health System?

"Debt collection" draws more CFPB complaints against Cooper Health System than any other product - see the full breakdown above.

What is the most common complaint issue with Cooper Health System?

The most common issue reported by consumers about Cooper Health System is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Cooper Health System?

You can file a complaint against Cooper Health System directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cooper Health System?

Cooper Health System has drawn CFPB complaints from 2 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Cooper Health System: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026