CFPB Consumer Complaint Profile

Credit Control, LLC

What 2,965 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

2,965
Total complaints
1,576
Last 12 months
100%
Timely response
53
States affected

The verdict

Credit Control, LLC ranks #157 of 3,848 financial companies by CFPB complaint volume, with 2,965 complaints on record. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#157
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
53
states with complaints
Credit Control, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 921
Debt collection - Credit card debt 718
Debt collection - Telecommunications debt 527
Credit reporting or other personal consumer reports - Credit reporting 406
Debt collection - Other debt 198
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 49
Debt collection - Medical debt 43
Debt collection - Auto debt 37
Credit card - General-purpose credit card or charge card 22
Debt or credit management - Debt settlement 10

Top Issues

1.Attempts to collect debt not owed 1,149
2.Written notification about debt 466
3.False statements or representation 322
4.Incorrect information on your report 245
5.Took or threatened to take negative or legal action 176
6.Communication tactics 161
7.Improper use of your report 139
8.Electronic communications 131
9.Problem with a company's investigation into an existing problem 75
10.Threatened to contact someone or share information improperly 47

Complaints by Year

Year Complaints
2020 122
2021 143
2022 142
2023 192
2024 587
2025 1,220
2026 559

Complaints by State (Top 15)

Texas 353
Florida 307
California 284
Georgia 231
New York 174
Illinois 108
Pennsylvania 107
North Carolina 102
Virginia 96
New Jersey 94
South Carolina 89
Louisiana 87
Michigan 75
Ohio 74
Arizona 70

Company Responses

Closed with explanation 2,952
In progress 13

What the CFPB Complaint Record Shows for Credit Control, LLC

2,965 complaints against Credit Control, LLC appear in the CFPB record, including 1,576 from the trailing year. The 53 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Credit Control, LLC answers 100% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Credit Control, LLC have?

2,965 complaints have been filed against Credit Control, LLC with the CFPB overall - 1,576 of them in the past year.

Does Credit Control, LLC respond to complaints on time?

Credit Control, LLC's CFPB timely-response rate is 100%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Credit Control, LLC?

"Debt collection" draws more CFPB complaints against Credit Control, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Credit Control, LLC?

The most common issue reported by consumers about Credit Control, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Credit Control, LLC?

You can file a complaint against Credit Control, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Credit Control, LLC?

Credit Control, LLC has drawn CFPB complaints from 53 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026