CFPB Consumer Complaint Profile

Creekside Finance, Inc.

Consumers have filed 10 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

10
Total complaints
Below average
1
Last 12 months
100%
Timely response
Top decile
1
States affected

The verdict

Creekside Finance, Inc. ranks #3715 of 3,843 financial companies by CFPB complaint volume, with 10 complaints on record. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3715
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting, cr…
most-complained product
1
states with complaints
A-
PlainCredit Trust Score
84/100
Creekside Finance, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B+ 10.0%
Share of complaints closed with monetary or non-monetary relief

Creekside Finance, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Creekside Finance, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Vehicle loan or lease - Loan 2
Payday loan, title loan, or personal loan - Title loan 1
Debt collection - I do not know 1
Credit reporting or other personal consumer reports - Credit reporting 1
Payday loan, title loan, personal loan, or advance loan - Installment loan 1
Payday loan, title loan, or personal loan - Personal line of credit 1

Top Issues

1.Incorrect information on your report 3
2.Charged fees or interest you didn't expect 2
3.Improper use of your report 1
4.Written notification about debt 1
5.Struggling to pay your loan 1
6.Getting a line of credit 1
7.Getting a loan or lease 1

Complaints by Year

Year Complaints
2018 1
2019 1
2021 1
2022 3
2023 3
2026year in progress 1

Complaints by State (Top 15)

North Carolina 10

Company Responses

Closed with explanation 9
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Creekside Finance, Inc.

10 complaints against Creekside Finance, Inc. appear in the CFPB record, including 1 from the trailing year. The 1 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Creekside Finance, Inc. posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 10% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Creekside Finance, Inc. have?

The CFPB has logged 10 complaints against Creekside Finance, Inc. to date, of which 1 came in over the last 12 months.

Does Creekside Finance, Inc. respond to complaints on time?

CFPB complaints against Creekside Finance, Inc. draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Creekside Finance, Inc.?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Creekside Finance, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Creekside Finance, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Creekside Finance, Inc.; the full issue list with counts is above.

How do I file a complaint against Creekside Finance, Inc.?

You can file a complaint against Creekside Finance, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026