CFPB Consumer Complaint Profile

Colony Brands, Inc.

What 2,678 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

2,678
Total complaints
460
Last 12 months
81.4%
Timely response
52
States affected

The verdict

Colony Brands, Inc. ranks #171 of 3,848 financial companies by CFPB complaint volume, with 2,678 complaints on record. It answers 81.4% of complaints on time — below the 93% median for companies with 100+ complaints.

#171
of 3,848 companies by volume
81.4%
answered on time
Credit reporting, cr…
most-complained product
52
states with complaints
Colony Brands, Inc. timely response rate 81.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 647
Credit reporting or other personal consumer reports — Credit reporting 460
Debt collection — I do not know 379
Debt collection — Credit card debt 289
Credit card or prepaid card — Store credit card 194
Debt collection — Other debt 191
Credit card — Store credit card 153
Credit card 68
Debt collection — Other (i.e. phone, health club, etc.) 53
Debt collection — Credit card 50

Top Issues

1.Incorrect information on your report 672
2.Attempts to collect debt not owed 451
3.Improper use of your report 219
4.Problem with a credit reporting company's investigation into an existing problem 187
5.Written notification about debt 175
6.Took or threatened to take negative or legal action 128
7.Getting a credit card 120
8.Problem with a company's investigation into an existing problem 109
9.Problem with a purchase shown on your statement 95
10.Cont'd attempts collect debt not owed 73

Complaints by Year

Year Complaints
2015 47
2016 116
2017 210
2018 215
2019 223
2020 171
2021 278
2022 300
2023 237
2024 301
2025 463
2026 117

Complaints by State (Top 15)

Texas 244
Florida 230
California 198
New York 168
Pennsylvania 145
Georgia 138
Illinois 121
North Carolina 108
Virginia 85
Ohio 84
Alabama 74
South Carolina 73
Maryland 73
Tennessee 65
Michigan 64

Company Responses

Closed with explanation 2,335
Untimely response 219
Closed 74
Closed with monetary relief 25
Closed with non-monetary relief 21
In progress 4

What the CFPB Complaint Record Shows for Colony Brands, Inc.

The CFPB Consumer Complaint Database has logged 2,678 complaints against Colony Brands, Inc. overall, with 460 of those filed in the trailing 12 months. Reports have come from consumers in 52 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Colony Brands, Inc.'s timely response rate stands at 81.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 15.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Colony Brands, Inc. have?

Colony Brands, Inc. has 2,678 total consumer complaints filed with the CFPB, with 460 filed in the last 12 months.

Does Colony Brands, Inc. respond to complaints on time?

Colony Brands, Inc. has a 81.4% timely response rate to CFPB complaints.

What product generates the most complaints for Colony Brands, Inc.?

The most complained-about product for Colony Brands, Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Colony Brands, Inc.?

The most common issue reported by consumers about Colony Brands, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Colony Brands, Inc.?

You can file a complaint against Colony Brands, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Colony Brands, Inc.?

Consumers in 52 states and territories have filed complaints about Colony Brands, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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