CFPB Consumer Complaint Profile

Crossroads Systems Inc.

Consumers have filed 62 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

62
Total complaints
Mid-range
0
Last 12 months
88.7%
Timely response
Bottom quartile
23
States affected

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The verdict

62 CFPB complaints put Crossroads Systems Inc. at #1650 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 88.7%, the 16th percentile for the 100+ complaint peer group.

#1650
of 3,843 companies by volume
88.7%
on time (16th pctile)
Payday loan, title l…
most-complained product
23
states with complaints
F
PlainCredit Trust Score
27/100
Crossroads Systems Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 88.7%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Crossroads Systems Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

88.7% Among the lowest higher than 16% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Crossroads Systems Inc. timely response rate 88.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Installment loan 27
Payday loan, title loan, or personal loan - Personal line of credit 18
Debt collection - I do not know 3
Money transfer, virtual currency, or money service - Domestic (US) money transfer 3
Debt collection - Other debt 2
Checking or savings account - Savings account 1
Mortgage - Other type of mortgage 1
Checking or savings account - Other banking product or service 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Getting the loan 23
2.Getting a line of credit 9
3.Problem with the payoff process at the end of the loan 5
4.Problem with cash advance 5
5.Money was not available when promised 3
6.Attempts to collect debt not owed 3
7.Problem with additional add-on products or services 2
8.Problem with customer service 2
9.Written notification about debt 1
10.Closing an account 1

Complaints by Year

Year Complaints
2021 51
2022 3
2023 7
2024 1

Complaints by State (Top 15)

California 9
Georgia 7
Ohio 5
Texas 4
Florida 4
Illinois 4
Louisiana 3
New York 3
Maryland 2
Michigan 2
Arizona 2
Mississippi 2
Tennessee 2
Indiana 2
Nebraska 2

Company Responses

Closed with explanation 62

What the CFPB Complaint Record Shows for Crossroads Systems Inc.

62 complaints against Crossroads Systems Inc. appear in the CFPB record, including 0 from the trailing year. The 23 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. The specific issue named most within that category is "Getting the loan," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Crossroads Systems Inc. draw a 88.7% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Crossroads Systems Inc. have?

Crossroads Systems Inc. has 62 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Crossroads Systems Inc. respond to complaints on time?

Crossroads Systems Inc.'s CFPB timely-response rate is 88.7%.

What product generates the most complaints for Crossroads Systems Inc.?

Among all products tied to Crossroads Systems Inc., "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Crossroads Systems Inc.?

The most common issue reported by consumers about Crossroads Systems Inc. is "Getting the loan." All complaint issues are listed above with their counts.

How do I file a complaint against Crossroads Systems Inc.?

You can file a complaint against Crossroads Systems Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Crossroads Systems Inc.?

Crossroads Systems Inc. has drawn CFPB complaints from 23 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026