CFPB Consumer Complaint Profile

Debois, Inc.

What 48 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

48
Total complaints
18
Last 12 months
100%
Timely response
2
States affected

The verdict

Debois, Inc. ranks #1879 of 3,848 financial companies by CFPB complaint volume, with 48 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#1879
of 3,848 companies by volume
100%
answered on time
Vehicle loan or lease
most-complained product
2
states with complaints
Debois, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Vehicle loan or lease — Loan 20
Credit reporting or other personal consumer reports — Credit reporting 11
Vehicle loan or lease — Lease 6
Debt collection — Auto debt 6
Debt collection — I do not know 4
Credit reporting or other personal consumer reports — Other personal consumer report 1

Top Issues

1.Repossession 11
2.Incorrect information on your report 10
3.Managing the loan or lease 6
4.Problems at the end of the loan or lease 4
5.Attempts to collect debt not owed 4
6.Improper use of your report 3
7.Getting a loan or lease 2
8.Took or threatened to take negative or legal action 2
9.False statements or representation 2
10.Problem with a company's investigation into an existing issue 1

Complaints by Year

Year Complaints
2023 10
2024 14
2025 21
2026 3

Complaints by State (Top 15)

Ohio 47
Virginia 1

Company Responses

Closed with explanation 48

What the CFPB Complaint Record Shows for Debois, Inc.

The CFPB Consumer Complaint Database has logged 48 complaints against Debois, Inc. overall, with 18 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Repossession" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Debois, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Debois, Inc. have?

Debois, Inc. has 48 total consumer complaints filed with the CFPB, with 18 filed in the last 12 months.

Does Debois, Inc. respond to complaints on time?

Debois, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Debois, Inc.?

The most complained-about product for Debois, Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with Debois, Inc.?

The most common issue reported by consumers about Debois, Inc. is "Repossession." All complaint issues are listed above with their counts.

How do I file a complaint against Debois, Inc.?

You can file a complaint against Debois, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Debois, Inc.?

Consumers in 2 states and territories have filed complaints about Debois, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related