CFPB Consumer Complaint Profile

Dime Community Bancshares, Inc.

What 41 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

41
Total complaints
6
Last 12 months
100%
Timely response
5
States affected

The verdict

Dime Community Bancshares, Inc. ranks #2020 of 3,848 financial companies by CFPB complaint volume, with 41 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2020
of 3,848 companies by volume
100%
answered on time
Checking or savings …
most-complained product
5
states with complaints
Dime Community Bancshares, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 21
Mortgage — Conventional home mortgage 4
Checking or savings account — Other banking product or service 4
Mortgage — Other type of mortgage 3
Checking or savings account — Savings account 3
Money transfer, virtual currency, or money service — Domestic (US) money transfer 2
Mortgage — Home equity loan or line of credit (HELOC) 1
Money transfer, virtual currency, or money service — Foreign currency exchange 1
Credit card or prepaid card — General-purpose credit card or charge card 1
Money transfer, virtual currency, or money service — International money transfer 1

Top Issues

1.Managing an account 21
2.Trouble during payment process 8
3.Problem with a lender or other company charging your account 4
4.Closing an account 2
5.Other transaction problem 1
6.Problem with customer service 1
7.Money was not available when promised 1
8.Problem with a purchase shown on your statement 1
9.Opening an account 1
10.Fraud or scam 1

Complaints by Year

Year Complaints
2021 8
2022 8
2023 7
2024 10
2025 7
2026 1

Complaints by State (Top 15)

New York 35
Florida 2
Wisconsin 1
New Jersey 1
Colorado 1

Company Responses

Closed with explanation 23
Closed with monetary relief 18

What the CFPB Complaint Record Shows for Dime Community Bancshares, Inc.

The CFPB Consumer Complaint Database has logged 41 complaints against Dime Community Bancshares, Inc. overall, with 6 of those filed in the trailing 12 months. Reports have come from consumers in 5 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Dime Community Bancshares, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 43.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Dime Community Bancshares, Inc. have?

Dime Community Bancshares, Inc. has 41 total consumer complaints filed with the CFPB, with 6 filed in the last 12 months.

Does Dime Community Bancshares, Inc. respond to complaints on time?

Dime Community Bancshares, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Dime Community Bancshares, Inc.?

The most complained-about product for Dime Community Bancshares, Inc. is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Dime Community Bancshares, Inc.?

The most common issue reported by consumers about Dime Community Bancshares, Inc. is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Dime Community Bancshares, Inc.?

You can file a complaint against Dime Community Bancshares, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Dime Community Bancshares, Inc.?

Consumers in 5 states and territories have filed complaints about Dime Community Bancshares, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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