CFPB Consumer Complaint Profile

Dime Community Bancshares, Inc.

Behind the 41 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

41
Total complaints
Mid-range
6
Last 12 months
100%
Timely response
Top decile
5
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Dime Community Bancshares, Inc. has accumulated 41 complaints, placing it #2018 by volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2018
of 3,843 companies by volume
100%
on time (86th pctile)
Checking or savings …
most-complained product
5
states with complaints
A+
PlainCredit Trust Score
94/100
Dime Community Bancshares, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A+ 43.9%
Share of complaints closed with monetary or non-monetary relief

Dime Community Bancshares, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Dime Community Bancshares, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 21
Mortgage - Conventional home mortgage 4
Checking or savings account - Other banking product or service 4
Mortgage - Other type of mortgage 3
Checking or savings account - Savings account 3
Money transfer, virtual currency, or money service - Domestic (US) money transfer 2
Mortgage - Home equity loan or line of credit (HELOC) 1
Money transfer, virtual currency, or money service - Foreign currency exchange 1
Credit card or prepaid card - General-purpose credit card or charge card 1
Money transfer, virtual currency, or money service - International money transfer 1

Top Issues

1.Managing an account 21
2.Trouble during payment process 8
3.Problem with a lender or other company charging your account 4
4.Closing an account 2
5.Other transaction problem 1
6.Problem with customer service 1
7.Money was not available when promised 1
8.Problem with a purchase shown on your statement 1
9.Opening an account 1
10.Fraud or scam 1

Complaints by Year

Year Complaints
2021 8
2022 8
2023 7
2024 10
2025 7
2026year in progress 1

Complaints by State (Top 15)

New York 35
Florida 2
Wisconsin 1
New Jersey 1
Colorado 1

Company Responses

Closed with explanation 23
Closed with monetary relief 18

What the CFPB Complaint Record Shows for Dime Community Bancshares, Inc.

Dime Community Bancshares, Inc. carries 41 complaints in the CFPB's database, 6 of them filed within the past 12 months. Consumers spanning 5 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Dime Community Bancshares, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 43.9% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Dime Community Bancshares, Inc. have?

Dime Community Bancshares, Inc. has 41 total consumer complaints filed with the CFPB, with 6 filed in the last 12 months.

Does Dime Community Bancshares, Inc. respond to complaints on time?

Dime Community Bancshares, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Dime Community Bancshares, Inc.?

"Checking or savings account" draws more CFPB complaints against Dime Community Bancshares, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Dime Community Bancshares, Inc.?

The most common issue reported by consumers about Dime Community Bancshares, Inc. is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Dime Community Bancshares, Inc.?

You can file a complaint against Dime Community Bancshares, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Dime Community Bancshares, Inc.?

Dime Community Bancshares, Inc. has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026