CFPB Consumer Complaint Profile

Discovery Auto Sales LLC

What 10 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

10
Total complaints
Below average
9
Last 12 months
100%
Timely response
Top decile
1
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

10 CFPB complaints put Discovery Auto Sales LLC at #3715 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3715
of 3,843 companies by volume
100%
on time (86th pctile)
Vehicle loan or lease
most-complained product
1
states with complaints
C
PlainCredit Trust Score
56/100
Discovery Auto Sales LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Discovery Auto Sales LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Discovery Auto Sales LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 6
Credit reporting or other personal consumer reports - Credit reporting 4

Top Issues

1.Repossession 4
2.Incorrect information on your report 2
3.Managing the loan or lease 1
4.Getting a loan or lease 1
5.Problem with a company's investigation into an existing problem 1
6.Improper use of your report 1

Complaints by Year

Year Complaints
2024 1
2025 5
2026year in progress 4

Complaints by State (Top 15)

Texas 10

Company Responses

Closed with explanation 9
In progress 1

What the CFPB Complaint Record Shows for Discovery Auto Sales LLC

10 complaints against Discovery Auto Sales LLC appear in the CFPB record, including 9 from the trailing year. The 1 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Repossession," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Discovery Auto Sales LLC posts a 100% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Discovery Auto Sales LLC have?

The CFPB has logged 10 complaints against Discovery Auto Sales LLC to date, of which 9 came in over the last 12 months.

Does Discovery Auto Sales LLC respond to complaints on time?

Discovery Auto Sales LLC's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Discovery Auto Sales LLC?

The most complained-about product for Discovery Auto Sales LLC is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with Discovery Auto Sales LLC?

Consumers most often cite "Repossession" when complaining about Discovery Auto Sales LLC; the full issue list with counts is above.

How do I file a complaint against Discovery Auto Sales LLC?

You can file a complaint against Discovery Auto Sales LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026