CFPB Consumer Complaint Profile

Diversified Recovery Services Inc.

Behind the 34 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

34
Total complaints
Mid-range
0
Last 12 months
11.8%
Timely response
Bottom decile
15
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Diversified Recovery Services Inc. has accumulated 34 complaints, placing it #2211 by volume. On-time replies land at 11.8%, the 1st percentile for the 100+ complaint peer group.

#2211
of 3,843 companies by volume
11.8%
on time (1st pctile)
Debt collection
most-complained product
15
states with complaints
F
PlainCredit Trust Score
26/100
Diversified Recovery Services Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 11.8%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.7%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Diversified Recovery Services Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

11.8% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Diversified Recovery Services Inc. timely response rate 11.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 7
Debt collection - Other (i.e. phone, health club, etc.) 6
Debt collection - I do not know 5
Debt collection - Payday loan 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Payday loan debt 2
Debt collection - Medical 2
Debt collection - Credit card 1
Debt collection - Auto debt 1
Debt collection - Credit card debt 1

Top Issues

1.Communication tactics 10
2.Cont'd attempts collect debt not owed 7
3.Attempts to collect debt not owed 3
4.Took or threatened to take negative or legal action 3
5.Written notification about debt 3
6.Taking/threatening an illegal action 2
7.False statements or representation 1
8.Problem with a credit reporting company's investigation into an existing problem 1
9.Incorrect information on your report 1
10.Struggling to pay your loan 1

Complaints by Year

Year Complaints
2014 5
2015 2
2016 2
2017 14
2018 9
2019 1
2021 1

Complaints by State (Top 15)

Tennessee 11
Texas 4
Arizona 2
Missouri 2
Mississippi 2
Georgia 2
Delaware 2
California 2
Rhode Island 1
Michigan 1
Louisiana 1
Pennsylvania 1
Alabama 1
Ohio 1
Colorado 1

Company Responses

Untimely response 27
Closed with explanation 7

What the CFPB Complaint Record Shows for Diversified Recovery Services Inc.

The CFPB Consumer Complaint Database has logged 34 complaints against Diversified Recovery Services Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Diversified Recovery Services Inc.'s timely response rate stands at 11.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 6.7% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Diversified Recovery Services Inc. have?

34 complaints have been filed against Diversified Recovery Services Inc. with the CFPB overall - 0 of them in the past year.

Does Diversified Recovery Services Inc. respond to complaints on time?

CFPB complaints against Diversified Recovery Services Inc. draw a 11.8% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Diversified Recovery Services Inc.?

"Debt collection" draws more CFPB complaints against Diversified Recovery Services Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Diversified Recovery Services Inc.?

"Communication tactics" is the single most frequently cited issue in complaints against Diversified Recovery Services Inc. - see all issues and counts above.

How do I file a complaint against Diversified Recovery Services Inc.?

You can file a complaint against Diversified Recovery Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Diversified Recovery Services Inc.?

Diversified Recovery Services Inc. has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Diversified Recovery Services Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (6.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026