CFPB Consumer Complaint Profile

Diversified Recovery Services Inc.

What 34 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

34
Total complaints
0
Last 12 months
11.8%
Timely response
15
States affected

The verdict

Diversified Recovery Services Inc. ranks #2214 of 3,848 financial companies by CFPB complaint volume, with 34 complaints on record. It answers 11.8% of complaints on time — below the 93% median for companies with 100+ complaints.

#2214
of 3,848 companies by volume
11.8%
answered on time
Debt collection
most-complained product
15
states with complaints
Diversified Recovery Services Inc. timely response rate 11.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Other debt 7
Debt collection — Other (i.e. phone, health club, etc.) 6
Debt collection — I do not know 5
Debt collection — Payday loan 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Debt collection — Payday loan debt 2
Debt collection — Medical 2
Debt collection — Credit card 1
Debt collection — Auto debt 1
Debt collection — Credit card debt 1

Top Issues

1.Communication tactics 10
2.Cont'd attempts collect debt not owed 7
3.Attempts to collect debt not owed 3
4.Took or threatened to take negative or legal action 3
5.Written notification about debt 3
6.Taking/threatening an illegal action 2
7.False statements or representation 1
8.Problem with a credit reporting company's investigation into an existing problem 1
9.Incorrect information on your report 1
10.Struggling to pay your loan 1

Complaints by Year

Year Complaints
2014 5
2015 2
2016 2
2017 14
2018 9
2019 1
2021 1

Complaints by State (Top 15)

Tennessee 11
Texas 4
Arizona 2
Missouri 2
Mississippi 2
Georgia 2
Delaware 2
California 2
Rhode Island 1
Michigan 1
Louisiana 1
Pennsylvania 1
Alabama 1
Ohio 1
Colorado 1

Company Responses

Untimely response 27
Closed with explanation 7

What the CFPB Complaint Record Shows for Diversified Recovery Services Inc.

The CFPB Consumer Complaint Database has logged 34 complaints against Diversified Recovery Services Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Diversified Recovery Services Inc.'s timely response rate stands at 11.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 6.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Diversified Recovery Services Inc. have?

Diversified Recovery Services Inc. has 34 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Diversified Recovery Services Inc. respond to complaints on time?

Diversified Recovery Services Inc. has a 11.8% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Diversified Recovery Services Inc.?

The most complained-about product for Diversified Recovery Services Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Diversified Recovery Services Inc.?

The most common issue reported by consumers about Diversified Recovery Services Inc. is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Diversified Recovery Services Inc.?

You can file a complaint against Diversified Recovery Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Diversified Recovery Services Inc.?

Consumers in 15 states and territories have filed complaints about Diversified Recovery Services Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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