CFPB Consumer Complaint Profile

DRS Financial LLC

Behind the 50 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

50
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
12
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, DRS Financial LLC has accumulated 50 complaints, placing it #1831 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#1831
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
12
states with complaints
D
PlainCredit Trust Score
46/100
DRS Financial LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 26.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

DRS Financial LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

DRS Financial LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 12
Debt collection - I do not know 11
Debt collection - Medical debt 11
Debt collection - Other (i.e. phone, health club, etc.) 6
Debt collection - Other debt 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Debt collection - Payday loan debt 1

Top Issues

1.Attempts to collect debt not owed 10
2.Cont'd attempts collect debt not owed 9
3.False statements or representation 8
4.Communication tactics 7
5.Written notification about debt 6
6.Disclosure verification of debt 3
7.Improper contact or sharing of info 2
8.Incorrect information on your report 1
9.Improper use of your report 1
10.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2014 6
2015 5
2016 7
2017 2
2018 5
2019 6
2020 14
2021 5

Complaints by State (Top 15)

New Jersey 19
Pennsylvania 13
Florida 6
New York 3
Ohio 2
Alabama 1
South Carolina 1
Montana 1
Massachusetts 1
Texas 1
Virginia 1
Maryland 1

Company Responses

Closed with explanation 50

What the CFPB Complaint Record Shows for DRS Financial LLC

The CFPB Consumer Complaint Database has logged 50 complaints against DRS Financial LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

DRS Financial LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 26.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does DRS Financial LLC have?

50 complaints have been filed against DRS Financial LLC with the CFPB overall - 0 of them in the past year.

Does DRS Financial LLC respond to complaints on time?

DRS Financial LLC's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for DRS Financial LLC?

Among all products tied to DRS Financial LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with DRS Financial LLC?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against DRS Financial LLC - see all issues and counts above.

How do I file a complaint against DRS Financial LLC?

You can file a complaint against DRS Financial LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about DRS Financial LLC?

DRS Financial LLC has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for DRS Financial LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026