Duncan Solutions, lnc.

CFPB Consumer Complaint Profile

489
Total Complaints
2
Last 12 Months
91.2%
Timely Response
38
States Affected
Duncan Solutions, lnc. timely response rate 91.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 256
Debt collection — Other (i.e. phone, health club, etc.) 99
Debt collection — I do not know 93
Debt collection — Auto debt 16
Credit reporting or other personal consumer reports — Credit reporting 6
Debt collection — Auto 5
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4
Consumer Loan — Installment loan 2
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 2
Debt collection — Credit card debt 2

Top Issues

1.Attempts to collect debt not owed 196
2.Cont'd attempts collect debt not owed 73
3.Written notification about debt 67
4.False statements or representation 56
5.Took or threatened to take negative or legal action 29
6.Communication tactics 23
7.Disclosure verification of debt 21
8.Improper use of your report 7
9.Incorrect information on your report 5
10.Improper contact or sharing of info 4

Complaints by Year

Year Complaints
2015 31
2016 70
2017 62
2018 45
2019 42
2020 45
2021 40
2022 38
2023 35
2024 58
2025 23

Complaints by State (Top 15)

California 71
Georgia 53
Virginia 50
Maryland 45
Texas 42
New Jersey 31
New York 23
Pennsylvania 22
Illinois 18
District of Columbia 18
Florida 15
Massachusetts 13
North Carolina 11
Michigan 10
Indiana 5

Company Responses

Closed with explanation 481
Closed 8

What the CFPB Complaint Record Shows for Duncan Solutions, lnc.

The CFPB Consumer Complaint Database has logged 489 complaints against Duncan Solutions, lnc. overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Duncan Solutions, lnc.'s timely response rate stands at 91.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 19.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Duncan Solutions, lnc. have?

Duncan Solutions, lnc. has 489 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Duncan Solutions, lnc. respond to complaints on time?

Duncan Solutions, lnc. has a 91.2% timely response rate to CFPB complaints.

What product generates the most complaints for Duncan Solutions, lnc.?

The most complained-about product for Duncan Solutions, lnc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Duncan Solutions, lnc.?

The most common issue reported by consumers about Duncan Solutions, lnc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Duncan Solutions, lnc.?

You can file a complaint against Duncan Solutions, lnc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Duncan Solutions, lnc.?

Consumers in 38 states and territories have filed complaints about Duncan Solutions, lnc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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