CFPB Consumer Complaint Profile

EA Holdings Corp.

Behind the 46 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

46
Total complaints
Mid-range
28
Last 12 months
87%
Timely response
Bottom quartile
6
States affected

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The verdict

46 CFPB complaints put EA Holdings Corp. at #1915 out of 3,843 financial companies ranked by complaint volume. It posts a 87% on-time response rate, the 14th percentile among companies with 100+ complaints.

#1915
of 3,843 companies by volume
87%
on time (14th pctile)
Vehicle loan or lease
most-complained product
6
states with complaints
F
PlainCredit Trust Score
25/100
EA Holdings Corp. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 87.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

EA Holdings Corp. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

87% Among the lowest higher than 14% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

EA Holdings Corp. timely response rate 87.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 20
Credit reporting or other personal consumer reports - Credit reporting 18
Debt collection - Auto debt 4
Debt collection - I do not know 4

Top Issues

1.Incorrect information on your report 17
2.Repossession 7
3.Problem with a company's investigation into an existing problem 4
4.Getting a loan or lease 3
5.False statements or representation 3
6.Managing the loan or lease 3
7.Attempts to collect debt not owed 3
8.Improper use of your report 2
9.Written notification about debt 1
10.Problem with fraud alerts or security freezes 1

Complaints by Year

Year Complaints
2020 1
2023 1
2024 12
2025 20
2026year in progress 12

Complaints by State (Top 15)

Illinois 33
Wisconsin 9
North Carolina 1
Indiana 1
Arizona 1
Texas 1

Company Responses

Closed with explanation 46

What the CFPB Complaint Record Shows for EA Holdings Corp.

EA Holdings Corp. carries 46 complaints in the CFPB's database, 28 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against EA Holdings Corp. draw a 87% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does EA Holdings Corp. have?

46 complaints have been filed against EA Holdings Corp. with the CFPB overall - 28 of them in the past year.

Does EA Holdings Corp. respond to complaints on time?

EA Holdings Corp.'s CFPB timely-response rate is 87%.

What product generates the most complaints for EA Holdings Corp.?

The most complained-about product for EA Holdings Corp. is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with EA Holdings Corp.?

"Incorrect information on your report" is the single most frequently cited issue in complaints against EA Holdings Corp. - see all issues and counts above.

How do I file a complaint against EA Holdings Corp.?

You can file a complaint against EA Holdings Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about EA Holdings Corp.?

The CFPB has recorded complaints against EA Holdings Corp. from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026