CFPB Consumer Complaint Profile

Eastern Bankshares Inc

Behind the 112 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

112
Total complaints
Mid-range
25
Last 12 months
100%
Timely response
Top decile
11
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Eastern Bankshares Inc sits at #1260, with 112 complaints logged. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#1260
of 3,843 companies by volume
100%
on time (86th pctile)
Checking or savings …
most-complained product
11
states with complaints
A
PlainCredit Trust Score
89/100
Eastern Bankshares Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A 19.6%
Share of complaints closed with monetary or non-monetary relief

Eastern Bankshares Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Eastern Bankshares Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 57
Mortgage - Conventional home mortgage 12
Checking or savings account - Other banking product or service 10
Credit reporting or other personal consumer reports - Credit reporting 7
Mortgage - Home equity loan or line of credit (HELOC) 6
Vehicle loan or lease - Loan 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Money transfer, virtual currency, or money service - Domestic (US) money transfer 2
Payday loan, title loan, or personal loan - Installment loan 2
Payday loan, title loan, or personal loan - Personal line of credit 2

Top Issues

1.Managing an account 34
2.Closing an account 12
3.Trouble during payment process 10
4.Problem with a lender or other company charging your account 8
5.Opening an account 8
6.Incorrect information on your report 7
7.Struggling to pay mortgage 5
8.Problem caused by your funds being low 5
9.Closing on a mortgage 3
10.Improper use of your report 2

Complaints by Year

Year Complaints
2018 3
2019 10
2020 6
2021 13
2022 18
2023 13
2024 20
2025 24
2026year in progress 5

Complaints by State (Top 15)

Massachusetts 97
Maine 2
New Hampshire 2
New York 2
Rhode Island 1
Connecticut 1
Virginia 1
Georgia 1
Vermont 1
Maryland 1
Florida 1

Company Responses

Closed with explanation 89
Closed with monetary relief 22
In progress 1

What the CFPB Complaint Record Shows for Eastern Bankshares Inc

Eastern Bankshares Inc carries 112 complaints in the CFPB's database, 25 of them filed within the past 12 months. Consumers spanning 11 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Eastern Bankshares Inc's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, the consumer-relief closure rate is 19.6%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Eastern Bankshares Inc have?

Eastern Bankshares Inc has 112 total consumer complaints filed with the CFPB, with 25 filed in the last 12 months.

Does Eastern Bankshares Inc respond to complaints on time?

CFPB complaints against Eastern Bankshares Inc draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Eastern Bankshares Inc?

Among all products tied to Eastern Bankshares Inc, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Eastern Bankshares Inc?

"Managing an account" is the single most frequently cited issue in complaints against Eastern Bankshares Inc - see all issues and counts above.

How do I file a complaint against Eastern Bankshares Inc?

You can file a complaint against Eastern Bankshares Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Eastern Bankshares Inc?

Eastern Bankshares Inc has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026