CFPB Consumer Complaint Profile

Enhanced Acquisitions, LLC

Consumers have filed 229 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

229
Total complaints
Above average
0
Last 12 months
78.2%
Timely response
Bottom decile
37
States affected

The verdict

229 CFPB complaints put Enhanced Acquisitions, LLC at #832 out of 3,843 financial companies ranked by complaint volume. It posts a 78.2% on-time response rate, the 8th percentile among companies with 100+ complaints.

#832
of 3,843 companies by volume
78.2%
on time (8th pctile)
Debt collection
most-complained product
37
states with complaints
F
PlainCredit Trust Score
35/100
Enhanced Acquisitions, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 78.2%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 5.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Enhanced Acquisitions, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

78.2% Among the lowest higher than 8% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Enhanced Acquisitions, LLC timely response rate 78.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 91
Debt collection - Payday loan 89
Payday loan 24
Debt collection - Other (i.e. phone, health club, etc.) 10
Consumer Loan - Installment loan 4
Debt collection - Credit card 4
Credit reporting 2
Debt collection - Other debt 1
Bank account or service - Other bank product/service 1
Debt collection - Payday loan debt 1

Top Issues

1.Cont'd attempts collect debt not owed 93
2.Disclosure verification of debt 42
3.Taking/threatening an illegal action 24
4.False statements or representation 16
5.Communication tactics 15
6.Can't contact lender 10
7.Received a loan I didn't apply for 7
8.Improper contact or sharing of info 7
9.Charged fees or interest I didn't expect 5
10.Payment to acct not credited 2

Complaints by Year

Year Complaints
2014 183
2015 41
2016 1
2017 2
2019 1
2023 1

Complaints by State (Top 15)

Texas 35
California 30
Florida 21
Illinois 14
New Jersey 11
Pennsylvania 10
Michigan 9
Virginia 9
Wisconsin 8
Minnesota 6
Alabama 6
Arizona 6
Louisiana 6
Ohio 5
District of Columbia 5

Company Responses

Closed with explanation 217
Untimely response 12

What the CFPB Complaint Record Shows for Enhanced Acquisitions, LLC

229 complaints against Enhanced Acquisitions, LLC appear in the CFPB record, including 0 from the trailing year. The 37 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Enhanced Acquisitions, LLC draw a 78.2% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 5.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Enhanced Acquisitions, LLC have?

The CFPB has logged 229 complaints against Enhanced Acquisitions, LLC to date, of which 0 came in over the last 12 months.

Does Enhanced Acquisitions, LLC respond to complaints on time?

Enhanced Acquisitions, LLC's CFPB timely-response rate is 78.2%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Enhanced Acquisitions, LLC?

Among all products tied to Enhanced Acquisitions, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Enhanced Acquisitions, LLC?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Enhanced Acquisitions, LLC - see all issues and counts above.

How do I file a complaint against Enhanced Acquisitions, LLC?

You can file a complaint against Enhanced Acquisitions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Enhanced Acquisitions, LLC?

Consumers in 37 states and territories have filed complaints about Enhanced Acquisitions, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Enhanced Acquisitions, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (5.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026