CFPB Consumer Complaint Profile

Enterprise Financial Services Corp

What 21 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

21
Total complaints
7
Last 12 months
100%
Timely response
9
States affected

The verdict

Enterprise Financial Services Corp ranks #2803 of 3,848 financial companies by CFPB complaint volume, with 21 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2803
of 3,848 companies by volume
100%
answered on time
Checking or savings …
most-complained product
9
states with complaints
Enterprise Financial Services Corp timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 17
Money transfer, virtual currency, or money service — Domestic (US) money transfer 3
Credit card or prepaid card — General-purpose credit card or charge card 1

Top Issues

1.Managing an account 15
2.Other transaction problem 2
3.Problem caused by your funds being low 1
4.Trouble using your card 1
5.Other service problem 1
6.Closing an account 1

Complaints by Year

Year Complaints
2022 4
2023 6
2024 2
2025 9

Complaints by State (Top 15)

Missouri 5
New Mexico 3
Kansas 3
Wisconsin 2
Illinois 1
Arizona 1
Texas 1
Indiana 1
California 1

Company Responses

Closed with explanation 21

What the CFPB Complaint Record Shows for Enterprise Financial Services Corp

The CFPB Consumer Complaint Database has logged 21 complaints against Enterprise Financial Services Corp overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Enterprise Financial Services Corp's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Enterprise Financial Services Corp have?

Enterprise Financial Services Corp has 21 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Enterprise Financial Services Corp respond to complaints on time?

Enterprise Financial Services Corp has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Enterprise Financial Services Corp?

The most complained-about product for Enterprise Financial Services Corp is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Enterprise Financial Services Corp?

The most common issue reported by consumers about Enterprise Financial Services Corp is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Enterprise Financial Services Corp?

You can file a complaint against Enterprise Financial Services Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Enterprise Financial Services Corp?

Consumers in 9 states and territories have filed complaints about Enterprise Financial Services Corp with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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