CFPB Consumer Complaint Profile
Expedite Financial, Inc
What 12 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 12
- Total complaints
- Below average
- 0
- Last 12 months
- 0%
- Timely response
- Bottom decile
- 10
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Expedite Financial, Inc has accumulated 12 complaints, placing it #3492 by volume. On-time replies land at 0%, the 0th percentile for the 100+ complaint peer group.
- #3492
- of 3,843 companies by volume
- 0%
- on time (0th pctile)
- Credit reporting, cr…
- most-complained product
- 10
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Expedite Financial, Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
0% Among the lowest in the bottom 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2018 | 4 |
| 2019 | 3 |
| 2020 | 5 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Expedite Financial, Inc
The CFPB Consumer Complaint Database has logged 12 complaints against Expedite Financial, Inc overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 10 states and territories, making this a geographically concentrated complaint footprint. "Credit reporting, credit repair services, or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against Expedite Financial, Inc draw a 0% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Expedite Financial, Inc have?
Expedite Financial, Inc has 12 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.
Does Expedite Financial, Inc respond to complaints on time?
Expedite Financial, Inc's CFPB timely-response rate is 0%. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Expedite Financial, Inc?
"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Expedite Financial, Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Expedite Financial, Inc?
Consumers most often cite "Incorrect information on your report" when complaining about Expedite Financial, Inc; the full issue list with counts is above.
How do I file a complaint against Expedite Financial, Inc?
You can file a complaint against Expedite Financial, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Expedite Financial, Inc?
Consumers in 10 states and territories have filed complaints about Expedite Financial, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Credit reporting, credit repair services, or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.