CFPB Consumer Complaint Profile
Financial Credit Network Inc
Behind the 480 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-05-15
- 480
- Total complaints
- 79
- Last 12 months
- 99.6%
- Timely response
- 24
- States affected
The verdict
Financial Credit Network Inc ranks #525 of 3,848 financial companies by CFPB complaint volume, with 480 complaints on record. It answers 99.6% of complaints on time - above the 93% median for companies with 100+ complaints.
- #525
- of 3,848 companies by volume
- 99.6%
- answered on time
- Debt collection
- most-complained product
- 24
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 6 |
| 2014 | 22 |
| 2015 | 25 |
| 2016 | 15 |
| 2017 | 44 |
| 2018 | 36 |
| 2019 | 32 |
| 2020 | 34 |
| 2021 | 72 |
| 2022 | 33 |
| 2023 | 32 |
| 2024 | 39 |
| 2025 | 71 |
| 2026 | 19 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Financial Credit Network Inc
480 complaints against Financial Credit Network Inc appear in the CFPB record, including 79 from the trailing year. The 24 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, Financial Credit Network Inc answers 99.6% of forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response was formally disputed in 22.1% of resolved cases, indicating how frequently the initial fix fell short. 16% of resolved complaints ended with some monetary or non-monetary relief for the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Financial Credit Network Inc have?
Financial Credit Network Inc has 480 total consumer complaints filed with the CFPB, with 79 filed in the last 12 months.
Does Financial Credit Network Inc respond to complaints on time?
Financial Credit Network Inc has a 99.6% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Financial Credit Network Inc?
Among all products tied to Financial Credit Network Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Financial Credit Network Inc?
The most common issue reported by consumers about Financial Credit Network Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Financial Credit Network Inc?
You can file a complaint against Financial Credit Network Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Financial Credit Network Inc?
Financial Credit Network Inc has drawn CFPB complaints from 24 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~480)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.