CFPB Consumer Complaint Profile
Financial Credit Network Inc
Behind the 480 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 480
- Total complaints
- Above average
- 79
- Last 12 months
- 99.6%
- Timely response
- Top decile
- 24
- States affected
The verdict
Financial Credit Network Inc ranks #524 of 3,843 financial companies by CFPB complaint volume, with 480 complaints on record. It posts a 99.6% on-time response rate, the 74th percentile among companies with 100+ complaints.
- #524
- of 3,843 companies by volume
- 99.6%
- on time (74th pctile)
- Debt collection
- most-complained product
- 24
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Financial Credit Network Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.6% Higher than most higher than 74% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 39 in 2024 to 71 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 6 |
| 2014 | 22 |
| 2015 | 25 |
| 2016 | 15 |
| 2017 | 44 |
| 2018 | 36 |
| 2019 | 32 |
| 2020 | 34 |
| 2021 | 72 |
| 2022 | 33 |
| 2023 | 32 |
| 2024 | 39 |
| 2025 | 71 |
| 2026year in progress | 19 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Financial Credit Network Inc
480 complaints against Financial Credit Network Inc appear in the CFPB record, including 79 from the trailing year. The 24 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, Financial Credit Network Inc posts a 99.6% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 22.1% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 16% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Financial Credit Network Inc have?
Financial Credit Network Inc has 480 total consumer complaints filed with the CFPB, with 79 filed in the last 12 months.
Does Financial Credit Network Inc respond to complaints on time?
Financial Credit Network Inc has a 99.6% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Financial Credit Network Inc?
Among all products tied to Financial Credit Network Inc, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Financial Credit Network Inc?
The most common issue reported by consumers about Financial Credit Network Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Financial Credit Network Inc?
You can file a complaint against Financial Credit Network Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Financial Credit Network Inc?
Financial Credit Network Inc has drawn CFPB complaints from 24 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Financial Credit Network Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (22.1% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.