First Advantage LNS Inc.

CFPB Consumer Complaint Profile

632
Total Complaints
0
Last 12 Months
72.6%
Timely Response
34
States Affected
First Advantage LNS Inc. timely response rate 72.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 225
Debt collection — I do not know 115
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 91
Debt collection — Rental debt 62
Debt collection — Other (i.e. phone, health club, etc.) 53
Credit reporting or other personal consumer reports — Credit reporting 39
Debt collection — Mortgage debt 18
Debt collection — Credit card debt 8
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 4
Credit reporting or other personal consumer reports — Other personal consumer report 4

Top Issues

1.Attempts to collect debt not owed 222
2.Written notification about debt 93
3.False statements or representation 74
4.Incorrect information on your report 58
5.Improper use of your report 41
6.Took or threatened to take negative or legal action 34
7.Cont'd attempts collect debt not owed 27
8.Problem with a credit reporting company's investigation into an existing problem 24
9.Disclosure verification of debt 19
10.Communication tactics 14

Complaints by Year

Year Complaints
2014 5
2015 15
2016 31
2017 51
2018 56
2019 49
2020 46
2021 73
2022 82
2023 106
2024 112
2025 6

Complaints by State (Top 15)

Texas 189
Maryland 123
Pennsylvania 43
Florida 36
Delaware 19
Arizona 19
Virginia 19
Illinois 17
Georgia 15
New Jersey 14
South Carolina 14
California 12
North Carolina 10
Tennessee 9
Louisiana 9

Company Responses

Closed with non-monetary relief 372
Closed with explanation 229
Closed with monetary relief 27
Closed 3
Untimely response 1

What the CFPB Complaint Record Shows for First Advantage LNS Inc.

The CFPB Consumer Complaint Database has logged 632 complaints against First Advantage LNS Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 34 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

First Advantage LNS Inc.'s timely response rate stands at 72.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 22.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 63.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Advantage LNS Inc. have?

First Advantage LNS Inc. has 632 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does First Advantage LNS Inc. respond to complaints on time?

First Advantage LNS Inc. has a 72.6% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for First Advantage LNS Inc.?

The most complained-about product for First Advantage LNS Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with First Advantage LNS Inc.?

The most common issue reported by consumers about First Advantage LNS Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against First Advantage LNS Inc.?

You can file a complaint against First Advantage LNS Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Advantage LNS Inc.?

Consumers in 34 states and territories have filed complaints about First Advantage LNS Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related