CFPB Consumer Complaint Profile

Avant Credit Corporation

Consumers have filed 632 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

632
Total complaints
Above average
0
Last 12 months
98.9%
Timely response
Above median
48
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Avant Credit Corporation sits at #445, with 632 complaints logged. It posts a 98.9% on-time response rate, the 59th percentile among companies with 100+ complaints.

#445
of 3,843 companies by volume
98.9%
on time (59th pctile)
Consumer Loan
most-complained product
48
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
50/100
Avant Credit Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 98.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 27.5%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.1%
Share of complaints closed with monetary or non-monetary relief

Avant Credit Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.9% Higher than most higher than 59% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2020 to 2021 complete years

  • Annual CFPB complaint volume moved from 121 in 2020 to 15 in 2021 (2020 → 2021).

See the full year-over-year release diff

Avant Credit Corporation timely response rate 98.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Consumer Loan - Installment loan 153
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 134
Payday loan, title loan, or personal loan - Installment loan 119
Credit card or prepaid card - General-purpose credit card or charge card 68
Payday loan, title loan, or personal loan - Personal line of credit 41
Debt collection - I do not know 31
Debt collection - Other debt 15
Payday loan 12
Debt collection - Other (i.e. phone, health club, etc.) 11
Debt collection - Payday loan 11

Top Issues

1.Managing the loan or lease 91
2.Incorrect information on your report 77
3.Problem when making payments 43
4.Problem with a credit reporting company's investigation into an existing problem 39
5.Charged fees or interest you didn't expect 39
6.Improper use of your report 32
7.Taking out the loan or lease 31
8.Attempts to collect debt not owed 31
9.Problem with the payoff process at the end of the loan 30
10.Getting the loan 25

Complaints by Year

Year Complaints
2014 15
2015 60
2016 96
2017 96
2018 101
2019 128
2020 121
2021 15

Complaints by State (Top 15)

California 85
Texas 52
Florida 52
Illinois 44
Georgia 32
New Jersey 28
Ohio 25
North Carolina 20
Virginia 17
Maryland 17
Pennsylvania 16
Michigan 16
Arizona 16
New York 14
Connecticut 14

Company Responses

Closed with explanation 617
Closed with monetary relief 8
Closed with non-monetary relief 5
Closed 2

What the CFPB Complaint Record Shows for Avant Credit Corporation

632 complaints against Avant Credit Corporation appear in the CFPB record, including 0 from the trailing year. The 48 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Consumer Loan," which sits at the top of the product breakdown. Inside that category, "Managing the loan or lease" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Avant Credit Corporation posts a 98.9% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 27.5% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 2.1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Avant Credit Corporation have?

The CFPB has logged 632 complaints against Avant Credit Corporation to date, of which 0 came in over the last 12 months.

Does Avant Credit Corporation respond to complaints on time?

CFPB complaints against Avant Credit Corporation draw a 98.9% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Avant Credit Corporation?

Among all products tied to Avant Credit Corporation, "Consumer Loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Avant Credit Corporation?

"Managing the loan or lease" is the single most frequently cited issue in complaints against Avant Credit Corporation - see all issues and counts above.

How do I file a complaint against Avant Credit Corporation?

You can file a complaint against Avant Credit Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Avant Credit Corporation?

Avant Credit Corporation has drawn CFPB complaints from 48 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Avant Credit Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Avant Credit Corporation have?

The CFPB has logged 632 complaints against Avant Credit Corporation to date, of which 0 came in over the last 12 months.

Does Avant Credit Corporation respond to complaints on time?

CFPB complaints against Avant Credit Corporation draw a 98.9% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Avant Credit Corporation?

Among all products tied to Avant Credit Corporation, "Consumer Loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Avant Credit Corporation?

"Managing the loan or lease" is the single most frequently cited issue in complaints against Avant Credit Corporation - see all issues and counts above.

How do I file a complaint against Avant Credit Corporation?

You can file a complaint against Avant Credit Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Avant Credit Corporation?

Avant Credit Corporation has drawn CFPB complaints from 48 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Avant Credit Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.