CFPB Consumer Complaint Profile

First Foundation Inc.

14 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

14
Total complaints
Below average
3
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, First Foundation Inc. has accumulated 14 complaints, placing it #3314 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3314
of 3,843 companies by volume
100%
on time (86th pctile)
Checking or savings …
most-complained product
6
states with complaints
A
PlainCredit Trust Score
86/100
First Foundation Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A- 14.3%
Share of complaints closed with monetary or non-monetary relief

First Foundation Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

First Foundation Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 7
Checking or savings account - Savings account 5
Checking or savings account - Other banking product or service 1
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's check 1

Top Issues

1.Managing an account 8
2.Opening an account 2
3.Problem with a lender or other company charging your account 2
4.Closing an account 1
5.Fraud or scam 1

Complaints by Year

Year Complaints
2023 7
2024 3
2025 4

Complaints by State (Top 15)

California 5
Florida 4
Texas 2
Colorado 1
Maryland 1
Wisconsin 1

Company Responses

Closed with explanation 12
Closed with monetary relief 2

What the CFPB Complaint Record Shows for First Foundation Inc.

14 complaints against First Foundation Inc. appear in the CFPB record, including 3 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against First Foundation Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, the consumer-relief closure rate is 14.3%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Foundation Inc. have?

14 complaints have been filed against First Foundation Inc. with the CFPB overall - 3 of them in the past year.

Does First Foundation Inc. respond to complaints on time?

CFPB complaints against First Foundation Inc. draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for First Foundation Inc.?

"Checking or savings account" draws more CFPB complaints against First Foundation Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with First Foundation Inc.?

"Managing an account" is the single most frequently cited issue in complaints against First Foundation Inc. - see all issues and counts above.

How do I file a complaint against First Foundation Inc.?

You can file a complaint against First Foundation Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Foundation Inc.?

The CFPB has recorded complaints against First Foundation Inc. from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026