CFPB Consumer Complaint Profile

FlexPath Capital, Inc

Consumers have filed 15 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

15
Total complaints
Below average
0
Last 12 months
93.3%
Timely response
Bottom quartile
5
States affected

The verdict

FlexPath Capital, Inc ranks #3232 of 3,843 financial companies by CFPB complaint volume, with 15 complaints on record. Its on-time response rate is 93.3%, the 24th percentile among companies with 100+ complaints.

#3232
of 3,843 companies by volume
93.3%
on time (24th pctile)
Credit reporting, cr…
most-complained product
5
states with complaints
F
PlainCredit Trust Score
31/100
FlexPath Capital, Inc · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.3%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

FlexPath Capital, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.3% Among the lowest higher than 24% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

FlexPath Capital, Inc timely response rate 93.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Vehicle loan or lease - Loan 3
Debt collection - Auto debt 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Other debt 2
Student loan - Private student loan 1
Debt collection - Private student loan debt 1

Top Issues

1.Incorrect information on your report 7
2.Attempts to collect debt not owed 4
3.Struggling to pay your loan 2
4.Dealing with your lender or servicer 1
5.Written notification about debt 1

Complaints by Year

Year Complaints
2017 1
2020 3
2021 4
2022 3
2023 2
2025 2

Complaints by State (Top 15)

South Carolina 6
Georgia 3
North Carolina 2
California 2
Illinois 2

Company Responses

Closed with explanation 15

What the CFPB Complaint Record Shows for FlexPath Capital, Inc

FlexPath Capital, Inc carries 15 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 5 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, FlexPath Capital, Inc posts a 93.3% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does FlexPath Capital, Inc have?

FlexPath Capital, Inc has 15 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does FlexPath Capital, Inc respond to complaints on time?

FlexPath Capital, Inc has a 93.3% timely response rate to CFPB complaints.

What product generates the most complaints for FlexPath Capital, Inc?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against FlexPath Capital, Inc than any other product - see the full breakdown above.

What is the most common complaint issue with FlexPath Capital, Inc?

The most common issue reported by consumers about FlexPath Capital, Inc is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against FlexPath Capital, Inc?

You can file a complaint against FlexPath Capital, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about FlexPath Capital, Inc?

The CFPB has recorded complaints against FlexPath Capital, Inc from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026