CFPB Consumer Complaint Profile

Grain Technology, Inc.

What 690 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

690
Total complaints
Above average
0
Last 12 months
96.4%
Timely response
Below median
41
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Grain Technology, Inc. sits at #422, with 690 complaints logged. Its on-time response rate is 96.4%, the 36th percentile among companies with 100+ complaints.

#422
of 3,843 companies by volume
96.4%
on time (36th pctile)
Credit reporting, cr…
most-complained product
41
states with complaints
C+
PlainCredit Trust Score
61/100
Grain Technology, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.4%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B- 6.2%
Share of complaints closed with monetary or non-monetary relief

Grain Technology, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.4% Around the middle higher than 36% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2023 to 2024 complete years

  • Annual CFPB complaint volume moved from 279 in 2023 to 60 in 2024 (2023 → 2024).

See the full year-over-year release diff

Grain Technology, Inc. timely response rate 96.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 252
Payday loan, title loan, or personal loan - Personal line of credit 107
Credit reporting or other personal consumer reports - Credit reporting 91
Credit card or prepaid card - General-purpose credit card or charge card 80
Money transfer, virtual currency, or money service - Mobile or digital wallet 43
Debt collection - Credit card debt 29
Debt collection - I do not know 21
Credit card - General-purpose credit card or charge card 16
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 16
Payday loan, title loan, or personal loan - Installment loan 10

Top Issues

1.Incorrect information on your report 223
2.Problem when making payments 138
3.Improper use of your report 75
4.Problem with a credit reporting company's investigation into an existing problem 54
5.Attempts to collect debt not owed 36
6.Managing, opening, or closing your mobile wallet account 26
7.Problem with a company's investigation into an existing problem 19
8.Fraud or scam 10
9.Other features, terms, or problems 10
10.Getting a line of credit 9

Complaints by Year

Year Complaints
2021 69
2022 282
2023 279
2024 60

Complaints by State (Top 15)

Georgia 105
Texas 89
California 50
Florida 44
North Carolina 38
New York 36
Pennsylvania 31
Virginia 23
New Jersey 22
Illinois 21
South Carolina 21
Ohio 20
Arizona 17
Michigan 15
Alabama 15

Company Responses

Closed with explanation 647
Closed with non-monetary relief 43

What the CFPB Complaint Record Shows for Grain Technology, Inc.

690 complaints against Grain Technology, Inc. appear in the CFPB record, including 0 from the trailing year. The 41 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Grain Technology, Inc. draw a 96.4% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 6.2% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Grain Technology, Inc. have?

690 complaints have been filed against Grain Technology, Inc. with the CFPB overall - 0 of them in the past year.

Does Grain Technology, Inc. respond to complaints on time?

Grain Technology, Inc.'s CFPB timely-response rate is 96.4%. This is considered excellent.

What product generates the most complaints for Grain Technology, Inc.?

Among all products tied to Grain Technology, Inc., "Credit reporting, credit repair services, or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Grain Technology, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Grain Technology, Inc.; the full issue list with counts is above.

How do I file a complaint against Grain Technology, Inc.?

You can file a complaint against Grain Technology, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Grain Technology, Inc.?

The CFPB has recorded complaints against Grain Technology, Inc. from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026