CFPB Consumer Complaint Profile

Grain Technology, Inc.

What 690 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

690
Total complaints
0
Last 12 months
96.4%
Timely response
41
States affected

The verdict

Grain Technology, Inc. ranks #423 of 3,848 financial companies by CFPB complaint volume, with 690 complaints on record. It answers 96.4% of complaints on time — above the 93% median for companies with 100+ complaints.

#423
of 3,848 companies by volume
96.4%
answered on time
Credit reporting, cr…
most-complained product
41
states with complaints
Grain Technology, Inc. timely response rate 96.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 252
Payday loan, title loan, or personal loan — Personal line of credit 107
Credit reporting or other personal consumer reports — Credit reporting 91
Credit card or prepaid card — General-purpose credit card or charge card 80
Money transfer, virtual currency, or money service — Mobile or digital wallet 43
Debt collection — Credit card debt 29
Debt collection — I do not know 21
Credit card — General-purpose credit card or charge card 16
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 16
Payday loan, title loan, or personal loan — Installment loan 10

Top Issues

1.Incorrect information on your report 223
2.Problem when making payments 138
3.Improper use of your report 75
4.Problem with a credit reporting company's investigation into an existing problem 54
5.Attempts to collect debt not owed 36
6.Managing, opening, or closing your mobile wallet account 26
7.Problem with a company's investigation into an existing problem 19
8.Fraud or scam 10
9.Other features, terms, or problems 10
10.Getting a line of credit 9

Complaints by Year

Year Complaints
2021 69
2022 282
2023 279
2024 60

Complaints by State (Top 15)

Georgia 105
Texas 89
California 50
Florida 44
North Carolina 38
New York 36
Pennsylvania 31
Virginia 23
New Jersey 22
Illinois 21
South Carolina 21
Ohio 20
Arizona 17
Michigan 15
Alabama 15

Company Responses

Closed with explanation 647
Closed with non-monetary relief 43

What the CFPB Complaint Record Shows for Grain Technology, Inc.

The CFPB Consumer Complaint Database has logged 690 complaints against Grain Technology, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 41 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Grain Technology, Inc.'s timely response rate stands at 96.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 6.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Grain Technology, Inc. have?

Grain Technology, Inc. has 690 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Grain Technology, Inc. respond to complaints on time?

Grain Technology, Inc. has a 96.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Grain Technology, Inc.?

The most complained-about product for Grain Technology, Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Grain Technology, Inc.?

The most common issue reported by consumers about Grain Technology, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Grain Technology, Inc.?

You can file a complaint against Grain Technology, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Grain Technology, Inc.?

Consumers in 41 states and territories have filed complaints about Grain Technology, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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