CFPB Consumer Complaint Profile

Granite Edvance Corporation

What 94 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

94
Total complaints
5
Last 12 months
98.9%
Timely response
26
States affected

The verdict

Granite Edvance Corporation ranks #1367 of 3,848 financial companies by CFPB complaint volume, with 94 complaints on record. It answers 98.9% of complaints on time — above the 93% median for companies with 100+ complaints.

#1367
of 3,848 companies by volume
98.9%
answered on time
Credit reporting, cr…
most-complained product
26
states with complaints
Granite Edvance Corporation timely response rate 98.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 33
Student loan — Federal student loan servicing 29
Student loan — Private student loan 15
Credit reporting or other personal consumer reports — Credit reporting 8
Debt collection — I do not know 3
Credit card or prepaid card — General-purpose credit card or charge card 2
Debt collection — Private student loan debt 1
Debt collection — Federal student loan debt 1
Debt collection — Other debt 1
Credit reporting or other personal consumer reports — Other personal consumer report 1

Top Issues

1.Incorrect information on your report 27
2.Problem with a credit reporting company's investigation into an existing problem 21
3.Dealing with your lender or servicer 18
4.Struggling to repay your loan 9
5.Improper use of your report 5
6.Attempts to collect debt not owed 4
7.Getting a loan 3
8.Problem with a company's investigation into an existing problem 2
9.False statements or representation 2
10.Problem with fraud alerts or security freezes 1

Complaints by Year

Year Complaints
2020 27
2021 39
2022 11
2023 2
2024 8
2025 6
2026 1

Complaints by State (Top 15)

Massachusetts 15
New Hampshire 10
Texas 8
California 7
Florida 7
New York 7
New Jersey 6
Ohio 5
Pennsylvania 5
Georgia 3
Oregon 3
Virginia 2
North Carolina 2
Maryland 2
Rhode Island 1

Company Responses

Closed with explanation 94

What the CFPB Complaint Record Shows for Granite Edvance Corporation

The CFPB Consumer Complaint Database has logged 94 complaints against Granite Edvance Corporation overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 26 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Granite Edvance Corporation's timely response rate stands at 98.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Granite Edvance Corporation have?

Granite Edvance Corporation has 94 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.

Does Granite Edvance Corporation respond to complaints on time?

Granite Edvance Corporation has a 98.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Granite Edvance Corporation?

The most complained-about product for Granite Edvance Corporation is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Granite Edvance Corporation?

The most common issue reported by consumers about Granite Edvance Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Granite Edvance Corporation?

You can file a complaint against Granite Edvance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Granite Edvance Corporation?

Consumers in 26 states and territories have filed complaints about Granite Edvance Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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