CFPB Consumer Complaint Profile

Greenlight Financial Technology, Inc

What 28 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

28
Total complaints
11
Last 12 months
85.7%
Timely response
17
States affected

The verdict

Greenlight Financial Technology, Inc ranks #2425 of 3,848 financial companies by CFPB complaint volume, with 28 complaints on record. It answers 85.7% of complaints on time — below the 93% median for companies with 100+ complaints.

#2425
of 3,848 companies by volume
85.7%
answered on time
Checking or savings …
most-complained product
17
states with complaints
Greenlight Financial Technology, Inc timely response rate 85.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 10
Prepaid card — General-purpose prepaid card 6
Credit card — General-purpose credit card or charge card 5
Credit card or prepaid card — General-purpose credit card or charge card 2
Credit card or prepaid card — General-purpose prepaid card 2
Money transfer, virtual currency, or money service — Mobile or digital wallet 1
Checking or savings account — Savings account 1
Checking or savings account — Other banking product or service 1

Top Issues

1.Managing an account 7
2.Unexpected or other fees 4
3.Problem getting a card or closing an account 2
4.Fees or interest 2
5.Getting a credit card 2
6.Closing an account 2
7.Opening an account 2
8.Problem with a purchase shown on your statement 1
9.Closing your account 1
10.Problem with a purchase or transfer 1

Complaints by Year

Year Complaints
2023 4
2024 11
2025 10
2026 3

Complaints by State (Top 15)

California 6
Ohio 3
Georgia 3
New York 2
Texas 2
Missouri 1
Colorado 1
Florida 1
New Jersey 1
Illinois 1
Minnesota 1
Utah 1
Virginia 1
Michigan 1
Nevada 1

Company Responses

Closed with explanation 27
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Greenlight Financial Technology, Inc

The CFPB Consumer Complaint Database has logged 28 complaints against Greenlight Financial Technology, Inc overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Greenlight Financial Technology, Inc's timely response rate stands at 85.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 3.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Greenlight Financial Technology, Inc have?

Greenlight Financial Technology, Inc has 28 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Greenlight Financial Technology, Inc respond to complaints on time?

Greenlight Financial Technology, Inc has a 85.7% timely response rate to CFPB complaints.

What product generates the most complaints for Greenlight Financial Technology, Inc?

The most complained-about product for Greenlight Financial Technology, Inc is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Greenlight Financial Technology, Inc?

The most common issue reported by consumers about Greenlight Financial Technology, Inc is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Greenlight Financial Technology, Inc?

You can file a complaint against Greenlight Financial Technology, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Greenlight Financial Technology, Inc?

Consumers in 17 states and territories have filed complaints about Greenlight Financial Technology, Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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