Healthcare Receivables Group, Inc.

CFPB Consumer Complaint Profile

106
Total Complaints
0
Last 12 Months
88.7%
Timely Response
13
States Affected
Healthcare Receivables Group, Inc. timely response rate 88.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 64
Debt collection — Medical 17
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 13
Debt collection — I do not know 6
Debt collection — Other debt 3
Money transfer, virtual currency, or money service — Debt settlement 1
Money transfer, virtual currency, or money service — Money order 1
Debt collection — Credit card debt 1

Top Issues

1.Attempts to collect debt not owed 31
2.Written notification about debt 20
3.Communication tactics 10
4.Incorrect information on your report 9
5.False statements or representation 8
6.Cont'd attempts collect debt not owed 8
7.Took or threatened to take negative or legal action 8
8.Disclosure verification of debt 5
9.Improper use of your report 2
10.Problem with a credit reporting company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 1
2014 4
2015 4
2016 4
2017 10
2018 8
2019 15
2020 10
2021 20
2022 29
2023 1

Complaints by State (Top 15)

North Carolina 42
South Carolina 30
Tennessee 12
Virginia 7
Georgia 4
Pennsylvania 3
Texas 2
New Hampshire 1
Indiana 1
New York 1
Idaho 1
Kansas 1
Illinois 1

Company Responses

Closed with explanation 96
Closed 7
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Healthcare Receivables Group, Inc.

The CFPB Consumer Complaint Database has logged 106 complaints against Healthcare Receivables Group, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Healthcare Receivables Group, Inc.'s timely response rate stands at 88.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 5.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Healthcare Receivables Group, Inc. have?

Healthcare Receivables Group, Inc. has 106 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Healthcare Receivables Group, Inc. respond to complaints on time?

Healthcare Receivables Group, Inc. has a 88.7% timely response rate to CFPB complaints.

What product generates the most complaints for Healthcare Receivables Group, Inc.?

The most complained-about product for Healthcare Receivables Group, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Healthcare Receivables Group, Inc.?

The most common issue reported by consumers about Healthcare Receivables Group, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Healthcare Receivables Group, Inc.?

You can file a complaint against Healthcare Receivables Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Healthcare Receivables Group, Inc.?

Consumers in 13 states and territories have filed complaints about Healthcare Receivables Group, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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