CFPB Consumer Complaint Profile

Hillcrest Davidson & Associates

501 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

501
Total complaints
Above average
78
Last 12 months
89.2%
Timely response
Bottom quartile
43
States affected

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The verdict

501 CFPB complaints put Hillcrest Davidson & Associates at #509 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 89.2%, the 17th percentile for the 100+ complaint peer group.

#509
of 3,843 companies by volume
89.2%
on time (17th pctile)
Debt collection
most-complained product
43
states with complaints
D
PlainCredit Trust Score
46/100
Hillcrest Davidson & Associates · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.2%
Share of complaints answered within the CFPB response window
Dispute Rate C- 14.6%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.0%
Share of complaints closed with monetary or non-monetary relief

Hillcrest Davidson & Associates vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.2% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 37 in 2024 to 65 in 2025 (2024 → 2025).

See the full year-over-year release diff

Hillcrest Davidson & Associates timely response rate 89.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 161
Debt collection - I do not know 141
Debt collection - Other (i.e. phone, health club, etc.) 128
Credit reporting or other personal consumer reports - Credit reporting 27
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 23
Debt collection - Telecommunications debt 9
Debt collection - Payday loan debt 3
Debt collection - Medical debt 3
Debt collection - Credit card debt 3
Consumer Loan - Installment loan 1

Top Issues

1.Attempts to collect debt not owed 117
2.Cont'd attempts collect debt not owed 76
3.Communication tactics 71
4.Written notification about debt 58
5.Took or threatened to take negative or legal action 49
6.False statements or representation 39
7.Disclosure verification of debt 25
8.Incorrect information on your report 22
9.Improper use of your report 15
10.Problem with a credit reporting company's investigation into an existing problem 8

Complaints by Year

Year Complaints
2013 2
2014 47
2015 38
2016 53
2017 36
2018 35
2019 39
2020 41
2021 38
2022 20
2023 26
2024 37
2025 65
2026year in progress 24

Complaints by State (Top 15)

Texas 157
California 46
Florida 39
Georgia 30
Virginia 20
New York 15
North Carolina 15
Illinois 14
New Jersey 11
South Carolina 10
Maryland 10
Tennessee 10
Arizona 9
Nevada 9
Oklahoma 8

Company Responses

Closed with explanation 461
Closed 35
Closed with non-monetary relief 5

What the CFPB Complaint Record Shows for Hillcrest Davidson & Associates

The CFPB Consumer Complaint Database has logged 501 complaints against Hillcrest Davidson & Associates overall, with 78 of those filed in the trailing 12 months. Reports have come from consumers in 43 states and territories, making this a nationwide complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Hillcrest Davidson & Associates's timely response rate stands at 89.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 14.6% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Hillcrest Davidson & Associates have?

Hillcrest Davidson & Associates has 501 total consumer complaints filed with the CFPB, with 78 filed in the last 12 months.

Does Hillcrest Davidson & Associates respond to complaints on time?

Hillcrest Davidson & Associates's CFPB timely-response rate is 89.2%.

What product generates the most complaints for Hillcrest Davidson & Associates?

The most complained-about product for Hillcrest Davidson & Associates is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Hillcrest Davidson & Associates?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Hillcrest Davidson & Associates; the full issue list with counts is above.

How do I file a complaint against Hillcrest Davidson & Associates?

You can file a complaint against Hillcrest Davidson & Associates directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Hillcrest Davidson & Associates?

Consumers in 43 states and territories have filed complaints about Hillcrest Davidson & Associates with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Hillcrest Davidson & Associates: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026