CFPB Consumer Complaint Profile

Cng Financial Corporation

Consumers have filed 2,487 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

2,487
Total complaints
Among the highest
349
Last 12 months
96.1%
Timely response
Below median
52
States affected

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The verdict

Cng Financial Corporation ranks #183 of 3,843 financial companies by CFPB complaint volume, with 2,487 complaints on record. It posts a 96.1% on-time response rate, the 34th percentile among companies with 100+ complaints.

#183
of 3,843 companies by volume
96.1%
on time (34th pctile)
Debt collection
most-complained product
52
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
51/100
Cng Financial Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.1%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.8%
Share of complaints closed with monetary or non-monetary relief

Cng Financial Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.1% Around the middle higher than 34% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 220 in 2024 to 319 in 2025 (2024 → 2025).

See the full year-over-year release diff

Cng Financial Corporation timely response rate 96.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan 428
Debt collection - Payday loan debt 404
Debt collection - I do not know 290
Payday loan 287
Payday loan, title loan, or personal loan - Payday loan 209
Credit reporting or other personal consumer reports - Credit reporting 208
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 165
Payday loan, title loan, or personal loan - Installment loan 90
Payday loan, title loan, personal loan, or advance loan - Payday loan 83
Consumer Loan - Installment loan 74

Top Issues

1.Attempts to collect debt not owed 268
2.Communication tactics 231
3.Took or threatened to take negative or legal action 221
4.Incorrect information on your report 173
5.Improper use of your report 158
6.Taking/threatening an illegal action 147
7.Charged fees or interest you didn't expect 123
8.Struggling to pay your loan 105
9.False statements or representation 90
10.Charged fees or interest I didn't expect 87

Complaints by Year

Year Complaints
2013 83
2014 334
2015 218
2016 194
2017 130
2018 160
2019 155
2020 115
2021 183
2022 134
2023 156
2024 220
2025 319
2026year in progress 86

Complaints by State (Top 15)

California 501
Texas 316
Ohio 202
South Carolina 190
Michigan 128
Florida 99
Wisconsin 94
Missouri 83
Alabama 82
Virginia 74
Arizona 69
Illinois 65
Oklahoma 57
North Carolina 42
Georgia 38

Company Responses

Closed with explanation 2,457
Closed with monetary relief 21
Closed 8
In progress 1

What the CFPB Complaint Record Shows for Cng Financial Corporation

2,487 complaints against Cng Financial Corporation appear in the CFPB record, including 349 from the trailing year. The 52 states and territories represented put this footprint in nationwide territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Cng Financial Corporation draw a 96.1% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 14.4% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Cng Financial Corporation have?

The CFPB has logged 2,487 complaints against Cng Financial Corporation to date, of which 349 came in over the last 12 months.

Does Cng Financial Corporation respond to complaints on time?

Cng Financial Corporation's CFPB timely-response rate is 96.1%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Cng Financial Corporation?

"Debt collection" draws more CFPB complaints against Cng Financial Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Cng Financial Corporation?

The most common issue reported by consumers about Cng Financial Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Cng Financial Corporation?

You can file a complaint against Cng Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cng Financial Corporation?

The CFPB has recorded complaints against Cng Financial Corporation from 52 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Cng Financial Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Cng Financial Corporation have?

The CFPB has logged 2,487 complaints against Cng Financial Corporation to date, of which 349 came in over the last 12 months.

Does Cng Financial Corporation respond to complaints on time?

Cng Financial Corporation's CFPB timely-response rate is 96.1%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Cng Financial Corporation?

"Debt collection" draws more CFPB complaints against Cng Financial Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Cng Financial Corporation?

The most common issue reported by consumers about Cng Financial Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Cng Financial Corporation?

You can file a complaint against Cng Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cng Financial Corporation?

The CFPB has recorded complaints against Cng Financial Corporation from 52 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Cng Financial Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.