CFPB Consumer Complaint Profile

JH Portfolio Debt Equities, LLC

What 861 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

861
Total complaints
0
Last 12 months
96.2%
Timely response
52
States affected

The verdict

861 CFPB complaints put JH Portfolio Debt Equities, LLC at #356 out of 3,848 financial companies ranked by complaint volume. 96.2% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#356
of 3,848 companies by volume
96.2%
answered on time
Debt collection
most-complained product
52
states with complaints
JH Portfolio Debt Equities, LLC timely response rate 96.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 244
Debt collection - Credit card debt 184
Debt collection - Credit card 170
Debt collection - Other (i.e. phone, health club, etc.) 69
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 50
Debt collection - Other debt 50
Debt collection - Medical 19
Debt collection - Medical debt 12
Credit card 9
Debt collection - Payday loan debt 8

Top Issues

1.Cont'd attempts collect debt not owed 180
2.Attempts to collect debt not owed 155
3.Disclosure verification of debt 114
4.Written notification about debt 111
5.Communication tactics 93
6.False statements or representation 45
7.Incorrect information on your report 37
8.Took or threatened to take negative or legal action 29
9.Improper contact or sharing of info 27
10.Problem with a credit reporting company's investigation into an existing problem 13

Complaints by Year

Year Complaints
2013 24
2014 68
2015 89
2016 175
2017 180
2018 192
2019 125
2022 1
2023 1
2024 5
2025 1

Complaints by State (Top 15)

Texas 117
California 112
Florida 84
New York 65
Georgia 34
Pennsylvania 31
Tennessee 29
Illinois 29
New Jersey 26
Ohio 26
Virginia 21
Alabama 17
North Carolina 17
Massachusetts 17
Michigan 15

Company Responses

Closed with explanation 769
Closed 55
Closed with non-monetary relief 28
Untimely response 8
Closed with monetary relief 1

What the CFPB Complaint Record Shows for JH Portfolio Debt Equities, LLC

861 complaints against JH Portfolio Debt Equities, LLC appear in the CFPB record, including 0 from the trailing year. The 52 states and territories represented put this footprint in nationwide territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, JH Portfolio Debt Equities, LLC answers 96.2% of forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 19.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 3.4% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does JH Portfolio Debt Equities, LLC have?

JH Portfolio Debt Equities, LLC has 861 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does JH Portfolio Debt Equities, LLC respond to complaints on time?

96.2% of the CFPB complaints against JH Portfolio Debt Equities, LLC get a response within the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for JH Portfolio Debt Equities, LLC?

Among all products tied to JH Portfolio Debt Equities, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with JH Portfolio Debt Equities, LLC?

The most common issue reported by consumers about JH Portfolio Debt Equities, LLC is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against JH Portfolio Debt Equities, LLC?

You can file a complaint against JH Portfolio Debt Equities, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about JH Portfolio Debt Equities, LLC?

Consumers in 52 states and territories have filed complaints about JH Portfolio Debt Equities, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026