CFPB Consumer Complaint Profile

Jmd,LLC

47 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

47
Total complaints
Mid-range
0
Last 12 months
95.7%
Timely response
Below median
2
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Jmd,LLC has accumulated 47 complaints, placing it #1895 by volume. Its on-time response rate is 95.7%, the 33rd percentile among companies with 100+ complaints.

#1895
of 3,843 companies by volume
95.7%
on time (33rd pctile)
Debt collection
most-complained product
2
states with complaints
F
PlainCredit Trust Score
32/100
Jmd,LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 26.1%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Jmd,LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.7% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Jmd,LLC timely response rate 95.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 13
Debt collection - Medical 13
Debt collection - I do not know 10
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Other (i.e. phone, health club, etc.) 3
Credit reporting 2
Money transfer, virtual currency, or money service - Mobile or digital wallet 1
Consumer Loan - Installment loan 1
Debt collection - Other debt 1

Top Issues

1.Attempts to collect debt not owed 10
2.Disclosure verification of debt 9
3.Written notification about debt 7
4.Cont'd attempts collect debt not owed 6
5.Improper contact or sharing of info 3
6.False statements or representation 3
7.Improper use of your report 2
8.Fraud or scam 1
9.Incorrect information on credit report 1
10.Credit reporting company's investigation 1

Complaints by Year

Year Complaints
2013 3
2015 6
2016 12
2017 6
2018 5
2019 4
2020 4
2021 5
2022 1
2024 1

Complaints by State (Top 15)

California 44
Florida 1

Company Responses

Closed with explanation 46
Untimely response 1

What the CFPB Complaint Record Shows for Jmd,LLC

The CFPB Consumer Complaint Database has logged 47 complaints against Jmd,LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Jmd,LLC's timely response rate stands at 95.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 26.1% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Jmd,LLC have?

The CFPB has logged 47 complaints against Jmd,LLC to date, of which 0 came in over the last 12 months.

Does Jmd,LLC respond to complaints on time?

CFPB complaints against Jmd,LLC draw a 95.7% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Jmd,LLC?

The most complained-about product for Jmd,LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Jmd,LLC?

The most common issue reported by consumers about Jmd,LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Jmd,LLC?

You can file a complaint against Jmd,LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Jmd,LLC?

Consumers in 2 states and territories have filed complaints about Jmd,LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Jmd,LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Jmd,LLC have?

The CFPB has logged 47 complaints against Jmd,LLC to date, of which 0 came in over the last 12 months.

Does Jmd,LLC respond to complaints on time?

CFPB complaints against Jmd,LLC draw a 95.7% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Jmd,LLC?

The most complained-about product for Jmd,LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Jmd,LLC?

The most common issue reported by consumers about Jmd,LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Jmd,LLC?

You can file a complaint against Jmd,LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Jmd,LLC?

Consumers in 2 states and territories have filed complaints about Jmd,LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Jmd,LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.