CFPB Consumer Complaint Profile

John C. Bonewicz, P.C.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
0
Last 12 months
95%
Timely response
Below median
11
States affected

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The verdict

John C. Bonewicz, P.C. ranks #2861 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 29th percentile among companies with 100+ complaints.

Debt collection
most-complained product
IL
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
50/100
John C. Bonewicz, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 35.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A 20.0%
Share of complaints closed with monetary or non-monetary relief

John C. Bonewicz, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95% Around the middle higher than 29% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Credit card 9
Debt collection - I do not know 6
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Federal student loan 1
Student loan - Non-federal student loan 1

Top Issues

1.Cont'd attempts collect debt not owed 6
2.Communication tactics 5
3.Improper contact or sharing of info 4
4.Disclosure verification of debt 2
5.Taking/threatening an illegal action 1
6.Can't repay my loan 1
7.False statements or representation 1

Complaints by Year

Year Complaints
2013 3
2014 10
2015 6
2017 1

Complaints by State (Top 15)

Illinois 9
California 2
Arkansas 1
Ohio 1
Louisiana 1
Maryland 1
Iowa 1
Tennessee 1
Virginia 1
Florida 1
North Carolina 1

Company Responses

Closed with explanation 15
Closed with non-monetary relief 4
Untimely response 1

What the CFPB Complaint Record Shows for John C. Bonewicz, P.C.

In the CFPB record, John C. Bonewicz, P.C. has a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for John C. Bonewicz, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does John C. Bonewicz, P.C. have?

The CFPB has logged 20 complaints against John C. Bonewicz, P.C. to date, of which 0 came in over the last 12 months.

Does John C. Bonewicz, P.C. respond to complaints on time?

John C. Bonewicz, P.C. has a 95% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for John C. Bonewicz, P.C.?

"Debt collection" draws more CFPB complaints against John C. Bonewicz, P.C. than any other product - see the full breakdown above.

What is the most common complaint issue with John C. Bonewicz, P.C.?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against John C. Bonewicz, P.C. - see all issues and counts above.

How do I file a complaint against John C. Bonewicz, P.C.?

You can file a complaint against John C. Bonewicz, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about John C. Bonewicz, P.C.?

The CFPB has recorded complaints against John C. Bonewicz, P.C. from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

John C. Bonewicz, P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.