Johnson Mark LLC

CFPB Consumer Complaint Profile

329
Total Complaints
93
Last 12 Months
89.4%
Timely Response
14
States Affected
Johnson Mark LLC timely response rate 89.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 182
Debt collection — I do not know 60
Debt collection — Credit card 34
Debt collection — Other debt 11
Credit reporting or other personal consumer reports — Credit reporting 7
Debt collection — Other (i.e. phone, health club, etc.) 6
Debt collection — Auto debt 5
Debt collection — Private student loan debt 4
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4
Student loan — Non-federal student loan 3

Top Issues

1.Attempts to collect debt not owed 74
2.Took or threatened to take negative or legal action 66
3.False statements or representation 51
4.Written notification about debt 48
5.Communication tactics 19
6.Disclosure verification of debt 17
7.Taking/threatening an illegal action 12
8.Cont'd attempts collect debt not owed 12
9.Threatened to contact someone or share information improperly 9
10.Incorrect information on your report 7

Complaints by Year

Year Complaints
2013 5
2014 14
2015 20
2016 15
2017 16
2018 9
2019 16
2020 13
2021 12
2022 25
2023 29
2024 45
2025 91
2026 19

Complaints by State (Top 15)

Utah 82
Arizona 69
Oregon 52
Idaho 36
Texas 35
Hawaii 25
Colorado 13
California 6
Nevada 4
Washington 2
New Jersey 1
Alabama 1
Massachusetts 1
New York 1

Company Responses

Closed with explanation 315
Closed with non-monetary relief 6
Closed 5
Closed with monetary relief 1
In progress 1
Untimely response 1

What the CFPB Complaint Record Shows for Johnson Mark LLC

The CFPB Consumer Complaint Database has logged 329 complaints against Johnson Mark LLC overall, with 93 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Johnson Mark LLC's timely response rate stands at 89.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 26.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Johnson Mark LLC have?

Johnson Mark LLC has 329 total consumer complaints filed with the CFPB, with 93 filed in the last 12 months.

Does Johnson Mark LLC respond to complaints on time?

Johnson Mark LLC has a 89.4% timely response rate to CFPB complaints.

What product generates the most complaints for Johnson Mark LLC?

The most complained-about product for Johnson Mark LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Johnson Mark LLC?

The most common issue reported by consumers about Johnson Mark LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Johnson Mark LLC?

You can file a complaint against Johnson Mark LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Johnson Mark LLC?

Consumers in 14 states and territories have filed complaints about Johnson Mark LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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