CFPB Consumer Complaint Profile

Kelsting Group, Inc.

What 242 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

242
Total complaints
Above average
31
Last 12 months
94.2%
Timely response
Below median
12
States affected

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The verdict

242 CFPB complaints put Kelsting Group, Inc. at #804 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 94.2%, the 27th percentile among companies with 100+ complaints.

#804
of 3,843 companies by volume
94.2%
on time (27th pctile)
Debt collection
most-complained product
12
states with complaints
C-
PlainCredit Trust Score
53/100
Kelsting Group, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A 19.8%
Share of complaints closed with monetary or non-monetary relief

Kelsting Group, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.2% Around the middle higher than 27% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Kelsting Group, Inc. timely response rate 94.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 46
Debt collection - Other (i.e. phone, health club, etc.) 39
Debt collection - Medical debt 34
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 28
Debt collection - Other debt 28
Credit reporting or other personal consumer reports - Credit reporting 18
Debt collection - Medical 17
Debt collection - Rental debt 13
Debt collection - Auto 4
Debt collection - Credit card debt 4

Top Issues

1.Attempts to collect debt not owed 73
2.Cont'd attempts collect debt not owed 40
3.Incorrect information on your report 31
4.False statements or representation 30
5.Written notification about debt 21
6.Disclosure verification of debt 15
7.Problem with a credit reporting company's investigation into an existing problem 10
8.Took or threatened to take negative or legal action 7
9.Improper use of your report 4
10.Incorrect information on credit report 3

Complaints by Year

Year Complaints
2013 7
2014 16
2015 18
2016 19
2017 32
2018 14
2019 13
2020 11
2021 21
2022 13
2023 18
2024 20
2025 29
2026year in progress 11

Complaints by State (Top 15)

California 226
Nevada 3
Georgia 2
Michigan 2
Kansas 1
Oklahoma 1
Washington 1
Illinois 1
Indiana 1
Arizona 1
Idaho 1
Florida 1

Company Responses

Closed with explanation 193
Closed with non-monetary relief 48
Closed 1

What the CFPB Complaint Record Shows for Kelsting Group, Inc.

The CFPB Consumer Complaint Database has logged 242 complaints against Kelsting Group, Inc. overall, with 31 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Kelsting Group, Inc.'s timely response rate stands at 94.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 25.7% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 19.8%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kelsting Group, Inc. have?

The CFPB has logged 242 complaints against Kelsting Group, Inc. to date, of which 31 came in over the last 12 months.

Does Kelsting Group, Inc. respond to complaints on time?

CFPB complaints against Kelsting Group, Inc. draw a 94.2% timely-response rate inside the expected window.

What product generates the most complaints for Kelsting Group, Inc.?

Among all products tied to Kelsting Group, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Kelsting Group, Inc.?

The most common issue reported by consumers about Kelsting Group, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Kelsting Group, Inc.?

You can file a complaint against Kelsting Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kelsting Group, Inc.?

Consumers in 12 states and territories have filed complaints about Kelsting Group, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Kelsting Group, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (25.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026