CFPB Consumer Complaint Profile

Kirschenbaum & Phillips P.C

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

141
Total complaints
Mid-range
10
Last 12 months
95.7%
Timely response
Below median
10
States affected

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The verdict

By CFPB complaint volume, Kirschenbaum & Phillips P.C is #1131 out of 3,843 financial companies. On response speed it sits at the 33rd percentile among companies with 100+ complaints.

Debt collection
most-complained product
NY
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
34/100
Kirschenbaum & Phillips P.C · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Kirschenbaum & Phillips P.C vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.7% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Credit card debt 54
Debt collection - I do not know 29
Debt collection - Credit card 21
Debt collection - Other debt 12
Debt collection - Other (i.e. phone, health club, etc.) 8
Debt collection - Rental debt 4
Credit card 2
Credit reporting or other personal consumer reports - Credit reporting 2
Checking or savings account - Savings account 2
Student loan - Federal student loan servicing 1

Top Issues

1.Took or threatened to take negative or legal action 31
2.Attempts to collect debt not owed 26
3.False statements or representation 18
4.Written notification about debt 18
5.Disclosure verification of debt 12
6.Communication tactics 9
7.Cont'd attempts collect debt not owed 8
8.Taking/threatening an illegal action 6
9.Improper contact or sharing of info 3
10.Threatened to contact someone or share information improperly 2

Complaints by Year

Year Complaints
2013 4
2014 12
2015 14
2016 9
2017 11
2018 12
2019 13
2020 8
2021 2
2022 12
2023 20
2024 11
2025 12
2026year in progress 1

Complaints by State (Top 15)

New York 126
New Jersey 3
Ohio 2
Connecticut 1
Colorado 1
Arizona 1
North Carolina 1
District of Columbia 1
Maryland 1
Florida 1

Company Responses

Closed with explanation 141

What the CFPB Complaint Record Shows for Kirschenbaum & Phillips P.C

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Kirschenbaum & Phillips P.C, with consumers across the country filing against it. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Kirschenbaum & Phillips P.C: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (23.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Kirschenbaum & Phillips P.C have?

141 complaints have been filed against Kirschenbaum & Phillips P.C with the CFPB overall - 10 of them in the past year.

Does Kirschenbaum & Phillips P.C respond to complaints on time?

Kirschenbaum & Phillips P.C has a 95.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Kirschenbaum & Phillips P.C?

Among all products tied to Kirschenbaum & Phillips P.C, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Kirschenbaum & Phillips P.C?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against Kirschenbaum & Phillips P.C - see all issues and counts above.

How do I file a complaint against Kirschenbaum & Phillips P.C?

You can file a complaint against Kirschenbaum & Phillips P.C directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kirschenbaum & Phillips P.C?

The CFPB has recorded complaints against Kirschenbaum & Phillips P.C from 10 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Kirschenbaum & Phillips P.C's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.