CFPB Consumer Complaint Profile

Kitch Acceptance Corp.

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

14
Total complaints
Below average
4
Last 12 months
92.9%
Timely response
Bottom quartile
2
States affected

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The verdict

Kitch Acceptance Corp. ranks #3314 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 23rd percentile in the 100+ complaint peer group.

Vehicle loan or lease
most-complained product
IN
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
62/100
Kitch Acceptance Corp. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.9%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A- 14.3%
Share of complaints closed with monetary or non-monetary relief

Kitch Acceptance Corp. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.9% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 7
Credit reporting or other personal consumer reports - Credit reporting 4
Debt collection - Auto debt 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Improper use of your report 5
2.Repossession 4
3.Struggling to pay your loan 2
4.Took or threatened to take negative or legal action 1
5.Attempts to collect debt not owed 1
6.Getting a loan or lease 1

Complaints by Year

Year Complaints
2017 1
2019 1
2021 1
2023 4
2024 3
2025 4

Complaints by State (Top 15)

Indiana 13
Nevada 1

Company Responses

Closed with explanation 12
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Kitch Acceptance Corp.

Kitch Acceptance Corp. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Kitch Acceptance Corp. have?

Kitch Acceptance Corp. has 14 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Kitch Acceptance Corp. respond to complaints on time?

CFPB complaints against Kitch Acceptance Corp. draw a 92.9% timely-response rate inside the expected window.

What product generates the most complaints for Kitch Acceptance Corp.?

Among all products tied to Kitch Acceptance Corp., "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Kitch Acceptance Corp.?

"Improper use of your report" is the single most frequently cited issue in complaints against Kitch Acceptance Corp. - see all issues and counts above.

How do I file a complaint against Kitch Acceptance Corp.?

You can file a complaint against Kitch Acceptance Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kitch Acceptance Corp.?

Consumers in 2 states and territories have filed complaints about Kitch Acceptance Corp. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Kitch Acceptance Corp.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.