CFPB Consumer Complaint Profile
Law Office of J.A. Cambece
Behind the 35 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 35
- Total complaints
- Mid-range
- 0
- Last 12 months
- 85.7%
- Timely response
- Bottom quartile
- 17
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Law Office of J.A. Cambece has accumulated 35 complaints, placing it #2180 by volume. Its on-time response rate is 85.7%, the 13th percentile among companies with 100+ complaints.
- #2180
- of 3,843 companies by volume
- 85.7%
- on time (13th pctile)
- Debt collection
- most-complained product
- 17
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Law Office of J.A. Cambece vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
85.7% Among the lowest higher than 13% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 10 |
| 2015 | 5 |
| 2016 | 2 |
| 2017 | 8 |
| 2018 | 3 |
| 2019 | 2 |
| 2022 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Law Office of J.A. Cambece
Law Office of J.A. Cambece carries 35 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 17 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, Law Office of J.A. Cambece posts a 85.7% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 34.8% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Law Office of J.A. Cambece have?
The CFPB has logged 35 complaints against Law Office of J.A. Cambece to date, of which 0 came in over the last 12 months.
Does Law Office of J.A. Cambece respond to complaints on time?
Law Office of J.A. Cambece's CFPB timely-response rate is 85.7%.
What product generates the most complaints for Law Office of J.A. Cambece?
The most complained-about product for Law Office of J.A. Cambece is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Law Office of J.A. Cambece?
The most common issue reported by consumers about Law Office of J.A. Cambece is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Law Office of J.A. Cambece?
You can file a complaint against Law Office of J.A. Cambece directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Law Office of J.A. Cambece?
Law Office of J.A. Cambece has drawn CFPB complaints from 17 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Law Office of J.A. Cambece: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (34.8% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Law Office of J.A. Cambece have?
The CFPB has logged 35 complaints against Law Office of J.A. Cambece to date, of which 0 came in over the last 12 months.
Does Law Office of J.A. Cambece respond to complaints on time?
Law Office of J.A. Cambece's CFPB timely-response rate is 85.7%.
What product generates the most complaints for Law Office of J.A. Cambece?
The most complained-about product for Law Office of J.A. Cambece is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Law Office of J.A. Cambece?
The most common issue reported by consumers about Law Office of J.A. Cambece is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.
How do I file a complaint against Law Office of J.A. Cambece?
You can file a complaint against Law Office of J.A. Cambece directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Law Office of J.A. Cambece?
Law Office of J.A. Cambece has drawn CFPB complaints from 17 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.