CFPB Consumer Complaint Profile

Law Offices of Palmer, Reifler & Associates, P.A.

What 21 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

21
Total complaints
1
Last 12 months
76.2%
Timely response
13
States affected

The verdict

Law Offices of Palmer, Reifler & Associates, P.A. ranks #2803 of 3,848 financial companies by CFPB complaint volume, with 21 complaints on record. It answers 76.2% of complaints on time — below the 93% median for companies with 100+ complaints.

#2803
of 3,848 companies by volume
76.2%
answered on time
Debt collection
most-complained product
13
states with complaints
Law Offices of Palmer, Reifler & Associates, P.A. timely response rate 76.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — I do not know 11
Debt collection — Other (i.e. phone, health club, etc.) 6
Debt collection — Other debt 2
Consumer Loan — Installment loan 1
Credit reporting or other personal consumer reports — Credit reporting 1

Top Issues

1.Cont'd attempts collect debt not owed 10
2.Communication tactics 4
3.False statements or representation 2
4.Disclosure verification of debt 1
5.Managing the loan or lease 1
6.Problem with a company's investigation into an existing problem 1
7.Threatened to contact someone or share information improperly 1
8.Written notification about debt 1

Complaints by Year

Year Complaints
2013 1
2014 8
2015 5
2016 3
2017 1
2020 1
2022 1
2025 1

Complaints by State (Top 15)

Texas 4
Virginia 3
Arizona 2
California 2
Louisiana 2
Hawaii 1
Ohio 1
Alabama 1
Missouri 1
Oklahoma 1
Minnesota 1
Massachusetts 1
Florida 1

Company Responses

Closed with explanation 16
Untimely response 4
Closed 1

What the CFPB Complaint Record Shows for Law Offices of Palmer, Reifler & Associates, P.A.

The CFPB Consumer Complaint Database has logged 21 complaints against Law Offices of Palmer, Reifler & Associates, P.A. overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 13 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Law Offices of Palmer, Reifler & Associates, P.A.'s timely response rate stands at 76.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 17.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Law Offices of Palmer, Reifler & Associates, P.A. have?

Law Offices of Palmer, Reifler & Associates, P.A. has 21 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Law Offices of Palmer, Reifler & Associates, P.A. respond to complaints on time?

Law Offices of Palmer, Reifler & Associates, P.A. has a 76.2% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Law Offices of Palmer, Reifler & Associates, P.A.?

The most complained-about product for Law Offices of Palmer, Reifler & Associates, P.A. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Law Offices of Palmer, Reifler & Associates, P.A.?

The most common issue reported by consumers about Law Offices of Palmer, Reifler & Associates, P.A. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Law Offices of Palmer, Reifler & Associates, P.A.?

You can file a complaint against Law Offices of Palmer, Reifler & Associates, P.A. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Law Offices of Palmer, Reifler & Associates, P.A.?

Consumers in 13 states and territories have filed complaints about Law Offices of Palmer, Reifler & Associates, P.A. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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