CFPB Consumer Complaint Profile

Legal Recovery Law Offices, Inc

What 51 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

51
Total complaints
Mid-range
2
Last 12 months
58.8%
Timely response
Bottom decile
7
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Legal Recovery Law Offices, Inc sits at #1807, with 51 complaints logged. On-time replies land at 58.8%, the 4th percentile for the 100+ complaint peer group.

#1807
of 3,843 companies by volume
58.8%
on time (4th pctile)
Debt collection
most-complained product
7
states with complaints
F
PlainCredit Trust Score
33/100
Legal Recovery Law Offices, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 58.8%
Share of complaints answered within the CFPB response window
Dispute Rate F 34.9%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 9.8%
Share of complaints closed with monetary or non-monetary relief

Legal Recovery Law Offices, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

58.8% Among the lowest higher than 4% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Legal Recovery Law Offices, Inc timely response rate 58.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card 34
Debt collection - I do not know 6
Debt collection - Credit card debt 4
Credit card 2
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Other debt 1
Debt or credit management - Debt settlement 1
Debt collection - Auto 1

Top Issues

1.Taking/threatening an illegal action 14
2.Cont'd attempts collect debt not owed 12
3.Disclosure verification of debt 8
4.False statements or representation 8
5.Took or threatened to take negative or legal action 2
6.Communication tactics 2
7.Delinquent account 1
8.Written notification about debt 1
9.Attempts to collect debt not owed 1
10.Didn't provide services promised 1

Complaints by Year

Year Complaints
2013 4
2014 14
2015 14
2016 10
2017 1
2018 4
2019 2
2025 1
2026year in progress 1

Complaints by State (Top 15)

California 43
Texas 3
West Virginia 1
Louisiana 1
Michigan 1
Ohio 1
North Carolina 1

Company Responses

Closed with explanation 36
Untimely response 9
Closed with non-monetary relief 5
Closed 1

What the CFPB Complaint Record Shows for Legal Recovery Law Offices, Inc

The CFPB Consumer Complaint Database has logged 51 complaints against Legal Recovery Law Offices, Inc overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Taking/threatening an illegal action," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Legal Recovery Law Offices, Inc draw a 58.8% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 34.9% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 9.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Legal Recovery Law Offices, Inc have?

51 complaints have been filed against Legal Recovery Law Offices, Inc with the CFPB overall - 2 of them in the past year.

Does Legal Recovery Law Offices, Inc respond to complaints on time?

Legal Recovery Law Offices, Inc's CFPB timely-response rate is 58.8%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Legal Recovery Law Offices, Inc?

"Debt collection" draws more CFPB complaints against Legal Recovery Law Offices, Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Legal Recovery Law Offices, Inc?

Consumers most often cite "Taking/threatening an illegal action" when complaining about Legal Recovery Law Offices, Inc; the full issue list with counts is above.

How do I file a complaint against Legal Recovery Law Offices, Inc?

You can file a complaint against Legal Recovery Law Offices, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Legal Recovery Law Offices, Inc?

Legal Recovery Law Offices, Inc has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Legal Recovery Law Offices, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (34.9% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Legal Recovery Law Offices, Inc have?

51 complaints have been filed against Legal Recovery Law Offices, Inc with the CFPB overall - 2 of them in the past year.

Does Legal Recovery Law Offices, Inc respond to complaints on time?

Legal Recovery Law Offices, Inc's CFPB timely-response rate is 58.8%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Legal Recovery Law Offices, Inc?

"Debt collection" draws more CFPB complaints against Legal Recovery Law Offices, Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Legal Recovery Law Offices, Inc?

Consumers most often cite "Taking/threatening an illegal action" when complaining about Legal Recovery Law Offices, Inc; the full issue list with counts is above.

How do I file a complaint against Legal Recovery Law Offices, Inc?

You can file a complaint against Legal Recovery Law Offices, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Legal Recovery Law Offices, Inc?

Legal Recovery Law Offices, Inc has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Legal Recovery Law Offices, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.