CFPB Consumer Complaint Profile

Lendbuzz Inc.

What 203 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

203
Total complaints
Above average
134
Last 12 months
100%
Timely response
Top decile
20
States affected

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The verdict

Lendbuzz Inc. ranks #918 of 3,843 financial companies by CFPB complaint volume, with 203 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#918
of 3,843 companies by volume
100%
on time (86th pctile)
Vehicle loan or lease
most-complained product
20
states with complaints
B-
PlainCredit Trust Score
66/100
Lendbuzz Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.5%
Share of complaints closed with monetary or non-monetary relief

Lendbuzz Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 36 in 2024 to 119 in 2025 (2024 → 2025).

See the full year-over-year release diff

Lendbuzz Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 107
Credit reporting or other personal consumer reports - Credit reporting 66
Debt collection - I do not know 9
Debt collection - Auto debt 9
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Credit card - General-purpose credit card or charge card 2
Vehicle loan or lease - Lease 1
Debt collection - Other debt 1
Checking or savings account - Other banking product or service 1

Top Issues

1.Incorrect information on your report 57
2.Managing the loan or lease 38
3.Getting a loan or lease 34
4.Repossession 21
5.Improper use of your report 11
6.Problem with a company's investigation into an existing problem 8
7.Took or threatened to take negative or legal action 7
8.Attempts to collect debt not owed 6
9.Struggling to pay your loan 6
10.Written notification about debt 4

Complaints by Year

Year Complaints
2021 2
2022 7
2023 9
2024 36
2025 119
2026year in progress 30

Complaints by State (Top 15)

Florida 73
Texas 27
New York 22
California 15
Massachusetts 12
Illinois 8
North Carolina 7
New Jersey 7
Pennsylvania 7
Tennessee 5
Maryland 4
Georgia 3
Virginia 3
Ohio 2
Louisiana 2

Company Responses

Closed with explanation 202
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Lendbuzz Inc.

The CFPB Consumer Complaint Database has logged 203 complaints against Lendbuzz Inc. overall, with 134 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. "Vehicle loan or lease" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

Lendbuzz Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Among resolved complaints, the consumer-relief closure rate is 0.5%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lendbuzz Inc. have?

203 complaints have been filed against Lendbuzz Inc. with the CFPB overall - 134 of them in the past year.

Does Lendbuzz Inc. respond to complaints on time?

Lendbuzz Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Lendbuzz Inc.?

The most complained-about product for Lendbuzz Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with Lendbuzz Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Lendbuzz Inc.; the full issue list with counts is above.

How do I file a complaint against Lendbuzz Inc.?

You can file a complaint against Lendbuzz Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lendbuzz Inc.?

Lendbuzz Inc. has drawn CFPB complaints from 20 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Lendbuzz Inc. have?

203 complaints have been filed against Lendbuzz Inc. with the CFPB overall - 134 of them in the past year.

Does Lendbuzz Inc. respond to complaints on time?

Lendbuzz Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Lendbuzz Inc.?

The most complained-about product for Lendbuzz Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with Lendbuzz Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Lendbuzz Inc.; the full issue list with counts is above.

How do I file a complaint against Lendbuzz Inc.?

You can file a complaint against Lendbuzz Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lendbuzz Inc.?

Lendbuzz Inc. has drawn CFPB complaints from 20 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Lendbuzz Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.