CFPB Consumer Complaint Profile

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

4,013 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

4,013
Total complaints
23
Last 12 months
98.6%
Timely response
54
States affected

The verdict

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) ranks #127 of 3,848 financial companies by CFPB complaint volume, with 4,013 complaints on record. It answers 98.6% of complaints on time - above the 93% median for companies with 100+ complaints.

#127
of 3,848 companies by volume
98.6%
answered on time
Mortgage
most-complained product
54
states with complaints
Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) timely response rate 98.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 1,345
Mortgage - Other mortgage 662
Mortgage - Conventional fixed mortgage 642
Mortgage - Conventional adjustable mortgage (ARM) 336
Mortgage - FHA mortgage 308
Mortgage - Other type of mortgage 264
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 134
Debt collection - Mortgage debt 76
Debt collection - Mortgage 73
Debt collection - I do not know 29

Top Issues

1.Loan modification,collection,foreclosure 910
2.Struggling to pay mortgage 827
3.Trouble during payment process 783
4.Loan servicing, payments, escrow account 744
5.Incorrect information on your report 147
6.Applying for a mortgage or refinancing an existing mortgage 79
7.Other 65
8.Closing on a mortgage 57
9.Settlement process and costs 44
10.Cont'd attempts collect debt not owed 43

Complaints by Year

Year Complaints
2012 101
2013 248
2014 466
2015 437
2016 493
2017 688
2018 462
2019 383
2020 241
2021 209
2022 173
2023 51
2024 27
2025 33
2026 1

Complaints by State (Top 15)

California 764
Florida 499
New York 292
Georgia 238
New Jersey 236
Illinois 147
Pennsylvania 147
Virginia 127
Maryland 126
Texas 120
Arizona 120
North Carolina 96
Colorado 86
Ohio 74
Massachusetts 73

Company Responses

Closed with explanation 3,932
Closed 68
Closed with non-monetary relief 12
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

The CFPB Consumer Complaint Database has logged 4,013 complaints against Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) overall, with 23 of those filed in the trailing 12 months. Reports have come from consumers in 54 states and territories, making this a nationwide complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Loan modification,collection,foreclosure" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) answers 98.6% of forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response was formally disputed in 21.6% of resolved cases, indicating how frequently the initial fix fell short. 0.3% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) have?

The CFPB has logged 4,013 complaints against Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) to date, of which 23 came in over the last 12 months.

Does Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) respond to complaints on time?

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) has a 98.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)?

"Mortgage" draws more CFPB complaints against Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) than any other product - see the full breakdown above.

What is the most common complaint issue with Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)?

"Loan modification,collection,foreclosure" is the single most frequently cited issue in complaints against Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) - see all issues and counts above.

How do I file a complaint against Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)?

You can file a complaint against Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)?

Consumers in 54 states and territories have filed complaints about Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026