CFPB Consumer Complaint Profile
Lloyd & McDaniel, PLC
Consumers have filed 375 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-05-15
- 375
- Total complaints
- 163
- Last 12 months
- 99.2%
- Timely response
- 21
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Lloyd & McDaniel, PLC has accumulated 375 complaints, placing it #601 by volume. It answers 99.2% of complaints on time - above the 93% median for companies with 100+ complaints.
- #601
- of 3,848 companies by volume
- 99.2%
- answered on time
- Debt collection
- most-complained product
- 21
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 4 |
| 2015 | 7 |
| 2016 | 6 |
| 2017 | 10 |
| 2018 | 17 |
| 2019 | 10 |
| 2020 | 10 |
| 2021 | 16 |
| 2022 | 12 |
| 2023 | 18 |
| 2024 | 73 |
| 2025 | 161 |
| 2026 | 27 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Lloyd & McDaniel, PLC
375 complaints against Lloyd & McDaniel, PLC appear in the CFPB record, including 163 from the trailing year. The 21 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Lloyd & McDaniel, PLC's timely response rate stands at 99.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 23.1% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 1.6% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Lloyd & McDaniel, PLC have?
The CFPB has logged 375 complaints against Lloyd & McDaniel, PLC to date, of which 163 came in over the last 12 months.
Does Lloyd & McDaniel, PLC respond to complaints on time?
99.2% of the CFPB complaints against Lloyd & McDaniel, PLC get a response within the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Lloyd & McDaniel, PLC?
"Debt collection" draws more CFPB complaints against Lloyd & McDaniel, PLC than any other product - see the full breakdown above.
What is the most common complaint issue with Lloyd & McDaniel, PLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Lloyd & McDaniel, PLC - see all issues and counts above.
How do I file a complaint against Lloyd & McDaniel, PLC?
You can file a complaint against Lloyd & McDaniel, PLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Lloyd & McDaniel, PLC?
Lloyd & McDaniel, PLC has drawn CFPB complaints from 21 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~375)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.