CFPB Consumer Complaint Profile

Local Management, LLC

Behind the 44 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

44
Total complaints
Mid-range
7
Last 12 months
75%
Timely response
Bottom decile
5
States affected

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The verdict

44 CFPB complaints put Local Management, LLC at #1948 out of 3,843 financial companies ranked by complaint volume. It posts a 75% on-time response rate, the 7th percentile among companies with 100+ complaints.

#1948
of 3,843 companies by volume
75%
on time (7th pctile)
Payday loan, title l…
most-complained product
5
states with complaints
F
PlainCredit Trust Score
17/100
Local Management, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 75.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Local Management, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

75% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Local Management, LLC timely response rate 75.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Installment loan 18
Debt collection - I do not know 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Payday loan, title loan, personal loan, or advance loan - Payday loan 4
Debt collection - Other debt 2
Payday loan, title loan, personal loan, or advance loan - Installment loan 2
Payday loan, title loan, or personal loan - Payday loan 2
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 2
Credit card - Store credit card 1
Debt collection - Mortgage debt 1

Top Issues

1.Struggling to pay your loan 11
2.Problem when making payments 8
3.Incorrect information on your report 5
4.Charged fees or interest you didn't expect 4
5.Improper use of your report 3
6.Took or threatened to take negative or legal action 3
7.Communication tactics 3
8.Problem with the payoff process at the end of the loan 2
9.Attempts to collect debt not owed 2
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2018 3
2019 7
2020 4
2021 6
2022 6
2023 7
2024 4
2025 3
2026year in progress 4

Complaints by State (Top 15)

South Carolina 18
Georgia 13
Alabama 11
Arizona 1
Texas 1

Company Responses

Closed with explanation 44

What the CFPB Complaint Record Shows for Local Management, LLC

The CFPB Consumer Complaint Database has logged 44 complaints against Local Management, LLC overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 5 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Struggling to pay your loan" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Local Management, LLC draw a 75% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Local Management, LLC have?

Local Management, LLC has 44 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Local Management, LLC respond to complaints on time?

Local Management, LLC's CFPB timely-response rate is 75%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Local Management, LLC?

"Payday loan, title loan, or personal loan" draws more CFPB complaints against Local Management, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Local Management, LLC?

The most common issue reported by consumers about Local Management, LLC is "Struggling to pay your loan." All complaint issues are listed above with their counts.

How do I file a complaint against Local Management, LLC?

You can file a complaint against Local Management, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Local Management, LLC?

The CFPB has recorded complaints against Local Management, LLC from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Local Management, LLC have?

Local Management, LLC has 44 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Local Management, LLC respond to complaints on time?

Local Management, LLC's CFPB timely-response rate is 75%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Local Management, LLC?

"Payday loan, title loan, or personal loan" draws more CFPB complaints against Local Management, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Local Management, LLC?

The most common issue reported by consumers about Local Management, LLC is "Struggling to pay your loan." All complaint issues are listed above with their counts.

How do I file a complaint against Local Management, LLC?

You can file a complaint against Local Management, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Local Management, LLC?

The CFPB has recorded complaints against Local Management, LLC from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Local Management, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.