CFPB Consumer Complaint Profile

Louisiana Recovery Services Inc.

240 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

240
Total complaints
33
Last 12 months
98.8%
Timely response
15
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Louisiana Recovery Services Inc. has accumulated 240 complaints, placing it #811 by volume. 98.8% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#811
of 3,848 companies by volume
98.8%
answered on time
Debt collection
most-complained product
15
states with complaints
Louisiana Recovery Services Inc. timely response rate 98.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 95
Debt collection - I do not know 53
Debt collection - Medical 29
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 28
Credit reporting or other personal consumer reports - Credit reporting 15
Debt collection - Other debt 9
Debt collection - Credit card debt 7
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Rental debt 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Attempts to collect debt not owed 85
2.Written notification about debt 36
3.Incorrect information on your report 24
4.Cont'd attempts collect debt not owed 19
5.Communication tactics 15
6.Took or threatened to take negative or legal action 14
7.False statements or representation 12
8.Improper use of your report 12
9.Disclosure verification of debt 8
10.Problem with a credit reporting company's investigation into an existing problem 4

Complaints by Year

Year Complaints
2014 5
2015 10
2016 13
2017 14
2018 21
2019 26
2020 16
2021 25
2022 20
2023 28
2024 18
2025 37
2026 7

Complaints by State (Top 15)

Louisiana 180
Texas 30
Mississippi 4
Georgia 3
Missouri 3
Virginia 2
Arkansas 2
Florida 2
Alabama 2
North Dakota 2
Tennessee 2
Oklahoma 1
Ohio 1
North Carolina 1
Iowa 1

Company Responses

Closed with explanation 237
Closed 3

What the CFPB Complaint Record Shows for Louisiana Recovery Services Inc.

Louisiana Recovery Services Inc. carries 240 complaints in the CFPB's database, 33 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Louisiana Recovery Services Inc. answers 98.8% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. In 14.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Louisiana Recovery Services Inc. have?

240 complaints have been filed against Louisiana Recovery Services Inc. with the CFPB overall - 33 of them in the past year.

Does Louisiana Recovery Services Inc. respond to complaints on time?

Louisiana Recovery Services Inc. has a 98.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Louisiana Recovery Services Inc.?

Among all products tied to Louisiana Recovery Services Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Louisiana Recovery Services Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Louisiana Recovery Services Inc.; the full issue list with counts is above.

How do I file a complaint against Louisiana Recovery Services Inc.?

You can file a complaint against Louisiana Recovery Services Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Louisiana Recovery Services Inc.?

Louisiana Recovery Services Inc. has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026