CFPB Consumer Complaint Profile

McCarthy & Holthus, LLP

37 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

37
Total complaints
Mid-range
5
Last 12 months
100%
Timely response
Top decile
11
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, McCarthy & Holthus, LLP sits at #2112, with 37 complaints logged. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2112
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
11
states with complaints
D
PlainCredit Trust Score
43/100
McCarthy & Holthus, LLP · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

McCarthy & Holthus, LLP vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

McCarthy & Holthus, LLP timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Mortgage debt 14
Debt collection - I do not know 6
Debt collection - Mortgage 4
Mortgage - Conventional home mortgage 4
Mortgage - Other type of mortgage 2
Credit reporting or other personal consumer reports - Credit reporting 2
Mortgage - Reverse mortgage 2
Mortgage - Other mortgage 1
Mortgage - Conventional adjustable mortgage (ARM) 1
Debt collection - Auto debt 1

Top Issues

1.Attempts to collect debt not owed 7
2.Took or threatened to take negative or legal action 5
3.Trouble during payment process 5
4.Written notification about debt 5
5.False statements or representation 4
6.Disclosure verification of debt 3
7.Loan modification,collection,foreclosure 2
8.Incorrect information on your report 2
9.Struggling to pay mortgage 2
10.Closing on a mortgage 1

Complaints by Year

Year Complaints
2015 2
2016 4
2017 4
2018 6
2019 2
2020 2
2021 3
2022 3
2023 3
2024 3
2025 4
2026year in progress 1

Complaints by State (Top 15)

California 8
New Mexico 7
Colorado 5
Oregon 5
Texas 3
Nevada 3
Washington 2
Arizona 1
Idaho 1
AP 1
Arkansas 1

Company Responses

Closed with explanation 37

What the CFPB Complaint Record Shows for McCarthy & Holthus, LLP

McCarthy & Holthus, LLP carries 37 complaints in the CFPB's database, 5 of them filed within the past 12 months. Consumers spanning 11 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against McCarthy & Holthus, LLP draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 33.3% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does McCarthy & Holthus, LLP have?

The CFPB has logged 37 complaints against McCarthy & Holthus, LLP to date, of which 5 came in over the last 12 months.

Does McCarthy & Holthus, LLP respond to complaints on time?

McCarthy & Holthus, LLP's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for McCarthy & Holthus, LLP?

The most complained-about product for McCarthy & Holthus, LLP is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with McCarthy & Holthus, LLP?

The most common issue reported by consumers about McCarthy & Holthus, LLP is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against McCarthy & Holthus, LLP?

You can file a complaint against McCarthy & Holthus, LLP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about McCarthy & Holthus, LLP?

McCarthy & Holthus, LLP has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for McCarthy & Holthus, LLP: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does McCarthy & Holthus, LLP have?

The CFPB has logged 37 complaints against McCarthy & Holthus, LLP to date, of which 5 came in over the last 12 months.

Does McCarthy & Holthus, LLP respond to complaints on time?

McCarthy & Holthus, LLP's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for McCarthy & Holthus, LLP?

The most complained-about product for McCarthy & Holthus, LLP is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with McCarthy & Holthus, LLP?

The most common issue reported by consumers about McCarthy & Holthus, LLP is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against McCarthy & Holthus, LLP?

You can file a complaint against McCarthy & Holthus, LLP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about McCarthy & Holthus, LLP?

McCarthy & Holthus, LLP has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

McCarthy & Holthus, LLP's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.