CFPB Consumer Complaint Profile

Minnesota Office of Higher Education

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

14
Total complaints
Below average
3
Last 12 months
100%
Timely response
Top decile
5
States affected

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The verdict

Minnesota Office of Higher Education ranks #3314 of 3,843 financial companies by CFPB complaint volume. On response speed it sits at the 86th percentile among companies with 100+ complaints.

Student loan
most-complained product
MN
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B
PlainCredit Trust Score
72/100
Minnesota Office of Higher Education · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 20.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 14.3%
Share of complaints closed with monetary or non-monetary relief

Minnesota Office of Higher Education vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Student loan - Non-federal student loan 5
Student loan - Private student loan 4
Debt collection - I do not know 3
Debt collection - Private student loan debt 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Took or threatened to take negative or legal action 3
2.Dealing with my lender or servicer 3
3.Getting a loan 2
4.Incorrect information on your report 2
5.Improper use of your report 1
6.Dealing with your lender or servicer 1
7.Written notification about debt 1
8.Can't repay my loan 1

Complaints by Year

Year Complaints
2014 1
2015 1
2016 1
2017 3
2021 1
2023 2
2024 2
2025 3

Complaints by State (Top 15)

Minnesota 7
California 3
Wisconsin 2
Montana 1
Arizona 1

Company Responses

Closed with explanation 12
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Minnesota Office of Higher Education

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Minnesota Office of Higher Education, with consumers across the country filing against it. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Minnesota Office of Higher Education: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Minnesota Office of Higher Education have?

Minnesota Office of Higher Education has 14 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Minnesota Office of Higher Education respond to complaints on time?

CFPB complaints against Minnesota Office of Higher Education draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Minnesota Office of Higher Education?

The most complained-about product for Minnesota Office of Higher Education is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Minnesota Office of Higher Education?

The most common issue reported by consumers about Minnesota Office of Higher Education is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Minnesota Office of Higher Education?

You can file a complaint against Minnesota Office of Higher Education directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Minnesota Office of Higher Education?

Minnesota Office of Higher Education has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Minnesota Office of Higher Education's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.