CFPB Consumer Complaint Profile

MNS & Associates LLC

What 52 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

52
Total complaints
Mid-range
1
Last 12 months
61.5%
Timely response
Bottom decile
26
States affected

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The verdict

52 CFPB complaints put MNS & Associates LLC at #1792 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 61.5%, the 4th percentile for the 100+ complaint peer group.

#1792
of 3,843 companies by volume
61.5%
on time (4th pctile)
Debt collection
most-complained product
26
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
33/100
MNS & Associates LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 61.5%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 5.6%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

MNS & Associates LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

61.5% Among the lowest higher than 4% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

MNS & Associates LLC timely response rate 61.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 40
Debt collection - Credit card debt 7
Debt collection - Credit card 2
Consumer Loan - Vehicle loan 1
Debt collection - Other (i.e. phone, health club, etc.) 1
Debt collection - Other debt 1

Top Issues

1.Communication tactics 25
2.Threatened to contact someone or share information improperly 6
3.Took or threatened to take negative or legal action 6
4.Improper contact or sharing of info 4
5.Attempts to collect debt not owed 3
6.Cont'd attempts collect debt not owed 3
7.False statements or representation 1
8.Written notification about debt 1
9.Problems when you are unable to pay 1
10.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2015 8
2016 9
2017 1
2018 2
2019 11
2020 7
2021 7
2022 4
2024 2
2025 1

Complaints by State (Top 15)

Texas 5
Florida 5
California 5
Tennessee 3
Ohio 3
Pennsylvania 3
North Carolina 3
New York 2
New Jersey 2
Georgia 2
Michigan 2
Oklahoma 2
Nevada 2
Massachusetts 1
Kentucky 1

Company Responses

Closed with explanation 48
Untimely response 4

What the CFPB Complaint Record Shows for MNS & Associates LLC

52 complaints against MNS & Associates LLC appear in the CFPB record, including 1 from the trailing year. The 26 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

MNS & Associates LLC's timely response rate stands at 61.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 5.6% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does MNS & Associates LLC have?

The CFPB has logged 52 complaints against MNS & Associates LLC to date, of which 1 came in over the last 12 months.

Does MNS & Associates LLC respond to complaints on time?

MNS & Associates LLC has a 61.5% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for MNS & Associates LLC?

The most complained-about product for MNS & Associates LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with MNS & Associates LLC?

"Communication tactics" is the single most frequently cited issue in complaints against MNS & Associates LLC - see all issues and counts above.

How do I file a complaint against MNS & Associates LLC?

You can file a complaint against MNS & Associates LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about MNS & Associates LLC?

MNS & Associates LLC has drawn CFPB complaints from 26 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for MNS & Associates LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (5.6% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does MNS & Associates LLC have?

The CFPB has logged 52 complaints against MNS & Associates LLC to date, of which 1 came in over the last 12 months.

Does MNS & Associates LLC respond to complaints on time?

MNS & Associates LLC has a 61.5% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for MNS & Associates LLC?

The most complained-about product for MNS & Associates LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with MNS & Associates LLC?

"Communication tactics" is the single most frequently cited issue in complaints against MNS & Associates LLC - see all issues and counts above.

How do I file a complaint against MNS & Associates LLC?

You can file a complaint against MNS & Associates LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about MNS & Associates LLC?

MNS & Associates LLC has drawn CFPB complaints from 26 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

MNS & Associates LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.