Nevada Credico, Inc.

CFPB Consumer Complaint Profile

155
Total Complaints
0
Last 12 Months
94.2%
Timely Response
18
States Affected
Nevada Credico, Inc. timely response rate 94.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 48
Debt collection — I do not know 29
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 23
Debt collection — Medical 21
Debt collection — Medical debt 14
Debt collection — Other (i.e. phone, health club, etc.) 14
Debt collection — Auto debt 1
Debt collection — Credit card debt 1
Money transfer, virtual currency, or money service — Debt settlement 1
Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 46
2.Written notification about debt 18
3.Cont'd attempts collect debt not owed 16
4.Incorrect information on your report 15
5.Disclosure verification of debt 15
6.False statements or representation 14
7.Communication tactics 10
8.Took or threatened to take negative or legal action 8
9.Problem with a credit reporting company's investigation into an existing problem 8
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 5
2014 4
2015 11
2016 15
2017 21
2018 10
2019 36
2020 31
2021 15
2022 5
2023 1
2024 1

Complaints by State (Top 15)

Nevada 105
California 14
Texas 8
Arizona 6
Oklahoma 2
South Carolina 2
Washington 2
Florida 2
Colorado 2
New York 2
Hawaii 1
Maryland 1
Missouri 1
New Mexico 1
North Carolina 1

Company Responses

Closed with explanation 152
Closed with non-monetary relief 2
Untimely response 1

What the CFPB Complaint Record Shows for Nevada Credico, Inc.

The CFPB Consumer Complaint Database has logged 155 complaints against Nevada Credico, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Nevada Credico, Inc.'s timely response rate stands at 94.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 35% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Nevada Credico, Inc. have?

Nevada Credico, Inc. has 155 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Nevada Credico, Inc. respond to complaints on time?

Nevada Credico, Inc. has a 94.2% timely response rate to CFPB complaints.

What product generates the most complaints for Nevada Credico, Inc.?

The most complained-about product for Nevada Credico, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Nevada Credico, Inc.?

The most common issue reported by consumers about Nevada Credico, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Nevada Credico, Inc.?

You can file a complaint against Nevada Credico, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Nevada Credico, Inc.?

Consumers in 18 states and territories have filed complaints about Nevada Credico, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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