Northstar Location Services, LLC

CFPB Consumer Complaint Profile

699
Total Complaints
122
Last 12 Months
100%
Timely Response
47
States Affected
Northstar Location Services, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 211
Debt collection — Credit card debt 197
Debt collection — Credit card 69
Debt collection — Auto debt 53
Debt collection — Other debt 25
Credit reporting or other personal consumer reports — Credit reporting 22
Debt collection — Non-federal student loan 20
Student loan — Non-federal student loan 17
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 14
Debt collection — Private student loan debt 10

Top Issues

1.Attempts to collect debt not owed 171
2.Communication tactics 137
3.Written notification about debt 67
4.Cont'd attempts collect debt not owed 64
5.False statements or representation 57
6.Improper contact or sharing of info 47
7.Took or threatened to take negative or legal action 30
8.Incorrect information on your report 23
9.Threatened to contact someone or share information improperly 23
10.Disclosure verification of debt 17

Complaints by Year

Year Complaints
2013 12
2014 51
2015 60
2016 63
2017 55
2018 46
2019 58
2020 38
2021 32
2022 38
2023 35
2024 71
2025 119
2026 21

Complaints by State (Top 15)

Texas 79
California 77
Florida 69
New York 68
New Jersey 31
Georgia 28
Pennsylvania 25
Illinois 22
North Carolina 22
Michigan 18
Maryland 18
Virginia 17
Ohio 16
Missouri 16
Arizona 15

Company Responses

Closed with explanation 503
Closed 195
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Northstar Location Services, LLC

The CFPB Consumer Complaint Database has logged 699 complaints against Northstar Location Services, LLC overall, with 122 of those filed in the trailing 12 months. Reports have come from consumers in 47 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Northstar Location Services, LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 14.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Northstar Location Services, LLC have?

Northstar Location Services, LLC has 699 total consumer complaints filed with the CFPB, with 122 filed in the last 12 months.

Does Northstar Location Services, LLC respond to complaints on time?

Northstar Location Services, LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Northstar Location Services, LLC?

The most complained-about product for Northstar Location Services, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Northstar Location Services, LLC?

The most common issue reported by consumers about Northstar Location Services, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Northstar Location Services, LLC?

You can file a complaint against Northstar Location Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Northstar Location Services, LLC?

Consumers in 47 states and territories have filed complaints about Northstar Location Services, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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