CFPB Consumer Complaint Profile

Pacific Premier Bancorp, Inc.

What 83 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

83
Total complaints
Mid-range
17
Last 12 months
81.9%
Timely response
Bottom quartile
21
States affected

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The verdict

83 CFPB complaints put Pacific Premier Bancorp, Inc. at #1448 out of 3,843 financial companies ranked by complaint volume. It posts a 81.9% on-time response rate, the 10th percentile among companies with 100+ complaints.

#1448
of 3,843 companies by volume
81.9%
on time (10th pctile)
Checking or savings …
most-complained product
21
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
40/100
Pacific Premier Bancorp, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 81.9%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C 3.6%
Share of complaints closed with monetary or non-monetary relief

Pacific Premier Bancorp, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

81.9% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Pacific Premier Bancorp, Inc. timely response rate 81.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 31
Credit reporting or other personal consumer reports - Credit reporting 15
Checking or savings account - Other banking product or service 9
Debt collection - Credit card debt 5
Checking or savings account - Savings account 3
Checking or savings account - CD (Certificate of Deposit) 3
Mortgage - Conventional home mortgage 2
Debt collection - I do not know 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Money transfer, virtual currency, or money service - Domestic (US) money transfer 2

Top Issues

1.Managing an account 34
2.Incorrect information on your report 10
3.Closing an account 7
4.Improper use of your report 5
5.Fraud or scam 3
6.Problem with a company's investigation into an existing problem 3
7.Opening an account 3
8.Problem with a lender or other company charging your account 2
9.Trouble during payment process 2
10.Took or threatened to take negative or legal action 2

Complaints by Year

Year Complaints
2020 6
2021 10
2022 12
2023 14
2024 19
2025 16
2026year in progress 6

Complaints by State (Top 15)

California 44
Georgia 6
Florida 5
Arizona 3
Washington 3
New York 2
Virginia 2
Mississippi 2
Michigan 2
Illinois 1
Nevada 1
New Jersey 1
Iowa 1
Maryland 1
Massachusetts 1

Company Responses

Closed with explanation 65
Untimely response 15
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Pacific Premier Bancorp, Inc.

The CFPB Consumer Complaint Database has logged 83 complaints against Pacific Premier Bancorp, Inc. overall, with 17 of those filed in the trailing 12 months. Reports have come from consumers in 21 states and territories, making this a multi-regional complaint footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

Pacific Premier Bancorp, Inc.'s timely response rate stands at 81.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Among resolved complaints, the consumer-relief closure rate is 3.6%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Pacific Premier Bancorp, Inc. have?

Pacific Premier Bancorp, Inc. has 83 total consumer complaints filed with the CFPB, with 17 filed in the last 12 months.

Does Pacific Premier Bancorp, Inc. respond to complaints on time?

Pacific Premier Bancorp, Inc.'s CFPB timely-response rate is 81.9%.

What product generates the most complaints for Pacific Premier Bancorp, Inc.?

"Checking or savings account" draws more CFPB complaints against Pacific Premier Bancorp, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Pacific Premier Bancorp, Inc.?

Consumers most often cite "Managing an account" when complaining about Pacific Premier Bancorp, Inc.; the full issue list with counts is above.

How do I file a complaint against Pacific Premier Bancorp, Inc.?

You can file a complaint against Pacific Premier Bancorp, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pacific Premier Bancorp, Inc.?

The CFPB has recorded complaints against Pacific Premier Bancorp, Inc. from 21 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Pacific Premier Bancorp, Inc. have?

Pacific Premier Bancorp, Inc. has 83 total consumer complaints filed with the CFPB, with 17 filed in the last 12 months.

Does Pacific Premier Bancorp, Inc. respond to complaints on time?

Pacific Premier Bancorp, Inc.'s CFPB timely-response rate is 81.9%.

What product generates the most complaints for Pacific Premier Bancorp, Inc.?

"Checking or savings account" draws more CFPB complaints against Pacific Premier Bancorp, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Pacific Premier Bancorp, Inc.?

Consumers most often cite "Managing an account" when complaining about Pacific Premier Bancorp, Inc.; the full issue list with counts is above.

How do I file a complaint against Pacific Premier Bancorp, Inc.?

You can file a complaint against Pacific Premier Bancorp, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pacific Premier Bancorp, Inc.?

The CFPB has recorded complaints against Pacific Premier Bancorp, Inc. from 21 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Pacific Premier Bancorp, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.