CFPB Consumer Complaint Profile
Palm Beach Credit Adjustors, Inc
Consumers have filed 247 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 247
- Total complaints
- Above average
- 35
- Last 12 months
- 85.8%
- Timely response
- Bottom quartile
- 15
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Palm Beach Credit Adjustors, Inc has accumulated 247 complaints, placing it #792 by volume. It posts a 85.8% on-time response rate, the 13th percentile among companies with 100+ complaints.
- #792
- of 3,843 companies by volume
- 85.8%
- on time (13th pctile)
- Debt collection
- most-complained product
- 15
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Palm Beach Credit Adjustors, Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
85.8% Among the lowest higher than 13% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 22 in 2024 to 38 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 7 |
| 2015 | 16 |
| 2016 | 20 |
| 2017 | 19 |
| 2018 | 13 |
| 2019 | 17 |
| 2020 | 26 |
| 2021 | 36 |
| 2022 | 1 |
| 2023 | 27 |
| 2024 | 22 |
| 2025 | 38 |
| 2026year in progress | 5 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Palm Beach Credit Adjustors, Inc
The CFPB Consumer Complaint Database has logged 247 complaints against Palm Beach Credit Adjustors, Inc overall, with 35 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
Palm Beach Credit Adjustors, Inc's timely response rate stands at 85.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response at a 34.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Palm Beach Credit Adjustors, Inc have?
The CFPB has logged 247 complaints against Palm Beach Credit Adjustors, Inc to date, of which 35 came in over the last 12 months.
Does Palm Beach Credit Adjustors, Inc respond to complaints on time?
Palm Beach Credit Adjustors, Inc has a 85.8% timely response rate to CFPB complaints.
What product generates the most complaints for Palm Beach Credit Adjustors, Inc?
"Debt collection" draws more CFPB complaints against Palm Beach Credit Adjustors, Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Palm Beach Credit Adjustors, Inc?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Palm Beach Credit Adjustors, Inc - see all issues and counts above.
How do I file a complaint against Palm Beach Credit Adjustors, Inc?
You can file a complaint against Palm Beach Credit Adjustors, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Palm Beach Credit Adjustors, Inc?
Consumers in 15 states and territories have filed complaints about Palm Beach Credit Adjustors, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Palm Beach Credit Adjustors, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (34.5% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.