CFPB Consumer Complaint Profile
Palm Beach Credit Adjustors, Inc
Consumers have filed 247 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-05-15
- 247
- Total complaints
- 35
- Last 12 months
- 85.8%
- Timely response
- 15
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Palm Beach Credit Adjustors, Inc has accumulated 247 complaints, placing it #794 by volume. It answers 85.8% of complaints on time - below the 93% median for companies with 100+ complaints.
- #794
- of 3,848 companies by volume
- 85.8%
- answered on time
- Debt collection
- most-complained product
- 15
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 7 |
| 2015 | 16 |
| 2016 | 20 |
| 2017 | 19 |
| 2018 | 13 |
| 2019 | 17 |
| 2020 | 26 |
| 2021 | 36 |
| 2022 | 1 |
| 2023 | 27 |
| 2024 | 22 |
| 2025 | 38 |
| 2026 | 5 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Palm Beach Credit Adjustors, Inc
The CFPB Consumer Complaint Database has logged 247 complaints against Palm Beach Credit Adjustors, Inc overall, with 35 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
Palm Beach Credit Adjustors, Inc's timely response rate stands at 85.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response in 34.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Palm Beach Credit Adjustors, Inc have?
The CFPB has logged 247 complaints against Palm Beach Credit Adjustors, Inc to date, of which 35 came in over the last 12 months.
Does Palm Beach Credit Adjustors, Inc respond to complaints on time?
Palm Beach Credit Adjustors, Inc has a 85.8% timely response rate to CFPB complaints.
What product generates the most complaints for Palm Beach Credit Adjustors, Inc?
"Debt collection" draws more CFPB complaints against Palm Beach Credit Adjustors, Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Palm Beach Credit Adjustors, Inc?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Palm Beach Credit Adjustors, Inc - see all issues and counts above.
How do I file a complaint against Palm Beach Credit Adjustors, Inc?
You can file a complaint against Palm Beach Credit Adjustors, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Palm Beach Credit Adjustors, Inc?
Consumers in 15 states and territories have filed complaints about Palm Beach Credit Adjustors, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~247)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.